Hdfc Guaranteed Wealth Plus vs Lic Aadhaar Stambh Life Insurance Plan 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity

Google Ratings (2500+)

★★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

'A plan that helps you save for your future goals.'

The insurance market is filled with several insurance products, each with its unique benefits. If you are looking for a plan that offers financial protection to your family in your absence and guaranteed income benefits on survival, then consider 'HDFC Life Guaranteed Wealth Plus'.

HDFC Life Guaranteed Wealth Plus is a non-participating, non-linked savings life insurance plan. This plan offers a range of benefits, including return of premiums, survival benefits, guaranteed income benefits, guaranteed surrender value, policy loans, and policy revival. It helps you save a lump sum amount to fulfill your future goals and provides a grace period to avoid penalties for missed premium payments. The plan comes in two variants: the Lump Sum variant and the Income variant.

HDFC Guaranteed Wealth Plus Plan offers a range of benefits:

  • Guaranteed Income Benefits
  • Tax Benefits
  • Surrender Value
  • Policy loans
  • Policy revivals
  • Return of premiums
PLAN DETAILS

Hdfc Guaranteed Wealth Plus

Lic Aadhaar Stambh
Premium Including GST
Key Features
(Key features of the plan)
  • Dual Benefits
  • Guaranteed Income
  • Lump Sum and Income Variant
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Maturity age Maximum Maturity Age - 103 years Maximum Maturity Age - 70 years
Plan Sum Assured Premium Payment Options: Single Pay, Limited Pay (5, 6, 7, 8, 10, and 12 years) 10 to 20 years
Plan Entry Age Entry Age: Minimum - 12 years, Maximum - 60 years Minimum Age - 8 years. Maximum Age - 55 years.
Plan Payment modes NA Rs 2 lakh to Rs 5 lakh
Plan Policy loan Premium Payment Frequency: Monthly, Half-yearly, and Yearly Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 12 to 43 years Minimum term - 10 years. Maximum term - 20 years.
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.5%

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

Riders

Benefits of HDFC Life Guaranteed Wealth Plus

There are various benefits to buying the HDFC Life Guaranteed Wealth Plus Plan. Let's understand each of them in detail:

  • Death Benefit: In case of a policyholder's unfortunate demise, death benefits are paid to their nominee to protect their financial future. Death benefits are offered in both the Lump Sum and Income variants.
  • Survival Benefits: Survival benefits are offered with the Income variant of the HDFC Guaranteed Wealth Plus plan. These benefits are paid as income, payable at the frequency chosen at the time of policy purchase. No survival benefits are paid with the Lump Sum variant.
  • Return of Premium Benefits: This benefit applies to Income variant plans, where all base premiums paid are returned to the policyholder at the end of the tenure.
  • Maturity Benefits: If the policyholder survives the policy tenure, they will be paid maturity benefits depending on the variant chosen.

Compare with Other Plans

Other Life Insurance Companies

Life Insurance Articles

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right life plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

You May Also Know About:

Term Insurance Life Insurance Life Insurance Companies Child Plans Investment Plans Pension Plans ULIP Plans
📞 Call Free