Hdfc Sampoorn Samridhi Plus vs Sbi Smart Bachat Life Insurance Plan 2026 | PolicyX
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‘A plan that offers you dual benefits - savings and whole life coverage.’

HDFC Sampoorn Samridhi Plus combines whole-life and savings plans, offering you coverage for 100 years or a lump sum amount to meet your financial obligations. You can also change your premium payment frequency per the policy's terms and conditions. In case you miss any premium payment, you can avail of a grace period of 30 days to pay the same. You can also avail of additional riders such as accidental disability riders or critical illness riders. This plan comes in two options: endowment plan and endowment with a whole life plan.

HDFC Life Sampoorn Samridhi Plus is a non-participating, non-linked savings life insurance plan. This plan will be discussed in detail in the section below for more clarity and better understanding.

HDFC Life Sampoorn Samridhi Plus Plan offers you a range of benefits including:

  • Guaranteed Additions
  • Tax Benefits
  • Bonuses
  • Whole life coverage
  • Loan against policy
  • Accidental death benefits
PLAN DETAILS

Hdfc Sampoorn Samridhi Plus

Sbi Smart Bachat
Premium Including GST
Key Features
(Key features of the plan)
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
  • Know All About SBI Life Smart Bachat
  • Explore the Key Features and Benefits
  • Understand the Exclusions
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age: 65 years
Plan Sum Assured 5 years 7/10/15 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 60 Years Minimum Age: 3 years, Maximum Age: 50 years
Plan Payment modes Sum assured at maturity: Rs. 65,463 to no limit Rs 2 lakh to No limit
Plan Policy loan Monthly, Quarterly, Half-yearly and Yearly Annual, half-yearly, quarterly and monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 40 years Minimum term: 15 years, Maximum term: 30 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

Riders

Information on premium calculation is not available in the provided content.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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