Hdfc Super Income Plan vs Hdfc Sampoorn Samridhi Plus Life Insurance Plan 2026 | PolicyX
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HDFC Super Income Plan is a comprehensive, non-linked savings plan that provides a combination of regular income and insurance coverage. It offers nine different plan options, allowing you to choose premium payment and policy terms that suit your needs. Key features include regular income from the 2nd year onward and 3.4% to 12.5% additional survival benefit until the policy tenure.

This plan is suitable for individuals seeking a balance of regular income and life insurance protection to support their long-term financial goals and families in their absence.

HDFC Super Income Plan offers a range of benefits including:

  • 9 Optional Covers
  • Regular Income
  • Affordable Premiums
  • Tax Benefits
  • Death Benefit
  • Maturity Benefit
PLAN DETAILS

Hdfc Super Income Plan

Hdfc Sampoorn Samridhi Plus
Premium Including GST
Key Features
(Key features of the plan)
  • Start earning from 2nd year
  • 9 plan options
  • 3.4% to 12.5% extra benefits
  • Guaranteed additions
  • Lifetime coverage
  • Loan against policy
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 75 years
Plan Sum Assured NA 5 years
Plan Entry Age Minimum Age - 30 Days Maximum Age - 59 years Minimum Age - 30 Days Maximum Age - 60 Years
Plan Payment modes 18,547 to No Limit Sum assured at maturity: Rs. 65,463 to no limit
Plan Policy loan Monthly, Quarterly, Half-Yearly, Annual Monthly, Quarterly, Half-yearly and Yearly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 15 to 27 years 15 to 40 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year Minimum Age - 5 year

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

Riders

How to Calculate Premiums for HDFC Super Income Plan

The premium for the HDFC Super Income Plan is determined by several factors, including your age, chosen policy term, premium payment term, sum assured, and any optional riders. You can calculate your premium online by providing these details on the PolicyX.com website or by contacting an advisor.

Key factors influencing premiums:

  • Age of the insured
  • Policy term
  • Premium payment term
  • Sum Assured
  • Riders chosen (if any)

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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