Icici Life Insurance Icici Protect N Gain Plan vs Hdfc Life Guaranteed Income Plan Life Insurance Plan 2026 | PolicyX
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The ICICI Prudential Protect N Gain ULIP combines life insurance coverage, potentially up to 100 times the annual premium, with wealth creation via market-linked investments. Policyholders can choose from 18 fund options and 4 portfolio strategies, benefi
PLAN DETAILS

Icici Life Insurance Icici Protect N Gain Plan

Hdfc Life Guaranteed Income Plan
Premium Including GST
Key Features
(Key features of the plan)
  • 18 Fund Options Available
  • 4 Plan Strategies
  • Systematic Withdrawal Plan Option
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
Plan Maturity age Maximum Maturity Age - 85 years Maximum Maturity Age - 65 years
Plan Sum Assured Base sum assured: 5 Lakhs to no limit. 8 to 10 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 55 years Minimum Age - 18 years Maximum Age - 49 years
Plan Payment modes Annual, half-yearly, & monthly Minimum - Depends on Monthly Premiums Maximum - No Limit
Plan Policy loan Policy loan is not available under the ICICI Protect N Gain plan. Annual, Semi-Annual, Monthly, Single
Plan Sample Premium Rs 707-/ per month -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 30 years, Maximum Policy Term: 40 years. 16 to 20 years
Claim Settlement Ratio (2024-25) 99.3% Minimum Age - 5 year
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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