Reliance Term vs Go Digit Term Insurance Term Insurance 2026

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Go Digit Term Insurance

Rating	Rating 4.6	Rating 5
Number of term insurance plans and add-ons	No. of Plans - ❯	No. of Plans 1 ❯
Annual Premiums Collected (2024-25)	Annual Premiums Collected (2024-25) ₹ 5710.68 Cr	Annual Premiums Collected (2024-25) ₹ Rs 1069.41 crores
Payout Options	Payout Options Lump sum, monthly, or a combination of both	Payout Options Accidental death, permanent disability, terminal illness, critical illness riders
Claim ratio	Payout Options 98.9%%	Payout Options 99.53%%
Solvency Ratio	Solvency Ratio 2.35	Solvency Ratio 3.85
Pan India Presence	Pan India Presence 713+	Pan India Presence 75
Riders Available	Riders Available Major Surgical Benefit Rider, Critical Condition Rider, Family Income Benefit Rider, Accidental Disability Rider	Riders Available Disability Cover, Critical Illness Cover, Accidental Death Cover
Inception year	Inception year 2001	Inception year 2016
Complaint ratio per ₹1 crore of premium collected	Complaint ratio per ₹1 crore of premium collected 0.135	Complaint ratio per ₹1 crore of premium collected Not available
Average claim settlement time	Average claim settlement time 15 days	Average claim settlement time 15 to 30 days
Recommended Videos	Reliance Term Insurance Plans: Affordable Protection with High Claim Settlement Ratio

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Types of Go Digit Term Insurance Plans

Every plan currently being sold by Go Digit Term Insurance, shown side-by-side so you can shortlist quickly.

Digit Glow Term Insurance Plan

The Digit Glow Term Insurance Plan from Go Digit offers high life cover and financial security for families, featuring affordable ... Read More

Unique Features

Health Wellness Benefits
Flexible Premium Payment Tenure
Additional Rider Benefits

Sum AssuredEntry Age: 18 years (Minimum)

Entry Age65 years (Maximum) Sum Assured: Rs 2.25 lakhs (Minimum) Maturity Age: 85 years (Maximum) Premium Payment Term (PPT): Regular Pay (RP)

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Edelweiss Tokio Idbi Federal Pramerica Term Sud Life Birla Sun Life Aviva Term Bharti Axa Exide Term Future Generali Term Indiafirst

Edelweiss Tokio Idbi Federal Reliance Term Pramerica Term Sud Life Birla Sun Life Aviva Term Bharti Axa Exide Term Future Generali Term

Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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