Future Generali Term vs Go Digit Term Insurance Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Future Generali Term

✎ Edit

Go Digit Term Insurance

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ Rs 2510.85 crores

Annual Premiums Collected (2024-25)

₹ Rs 1069.41 crores
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Accidental death, permanent disability, terminal illness, critical illness riders
Claim ratio

Payout Options

99.78%%

Payout Options

99.53%%
Solvency Ratio

Solvency Ratio

1.70

Solvency Ratio

3.85
Pan India Presence

Pan India Presence

100+

Pan India Presence

75
Riders Available

Riders Available

Accidental Death Benefit Rider, Accidental Total Permanent Disability Protection Rider, Critical Illness Benefit Rider, Accidental Death and Dismemberment Rider.

Riders Available

Disability Cover, Critical Illness Cover, Accidental Death Cover
Inception year

Inception year

2006

Inception year

2016
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.183

Complaint ratio per ₹1 crore of premium collected

Not available
Average claim settlement time

Average claim settlement time

15 days

Average claim settlement time

15 to 30 days
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Types of Future Generali Term Insurance Plans

Every plan currently being sold by Future Generali Term Insurance, shown side-by-side so you can shortlist quickly.

Types of Go Digit Term Insurance Plans

Every plan currently being sold by Go Digit Term Insurance, shown side-by-side so you can shortlist quickly.

Term Insurance Articles

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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