Birla Sun Life vs Future Generali Term Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Birla Sun Life

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Future Generali Term

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ Rs 20638.77 Cr

Annual Premiums Collected (2024-25)

₹ Rs 2510.85 crores
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly, or a combination of both
Claim ratio

Payout Options

98.65%

Payout Options

99.78%%
Solvency Ratio

Solvency Ratio

1.88

Solvency Ratio

1.70
Pan India Presence

Pan India Presence

1048+

Pan India Presence

100+
Riders Available

Riders Available

ABSLI Comprehensive Critical Illness Rider, ABSLI Waiver of Premium Rider, ABSLI Accidental Death and Disability Rider, ABSLI Critical Illness Rider, ABSLI Accidental Death Benefit Rider Plus

Riders Available

Accidental Death Benefit Rider, Accidental Total Permanent Disability Protection Rider, Critical Illness Benefit Rider, Accidental Death and Dismemberment Rider.
Inception year

Inception year

2000

Inception year

2006
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.022

Complaint ratio per ₹1 crore of premium collected

0.183
Average claim settlement time

Average claim settlement time

24 working hours

Average claim settlement time

15 days
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Types of Aditya Birla Term Insurance Plans

Every plan currently being sold by Aditya Birla Term Insurance, shown side-by-side so you can shortlist quickly.

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is a term insurance plan that combines life cover with a return of premium benefit if the policyholde... Read More

Unique Features

  • 6 Plan options
  • Increasing or decreasing Sum Assured benefit
  • Special exit value
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

Aditya Birla Saral Jeevan Bima

Aditya Birla Sun Life Saral Jeevan Bima is a straightforward term insurance plan, providing high life cover at affordable premiums... Read More

Unique Features

  • Simple Protection Plan
  • Flexible Premium Payment
  • Covers Accidental Death
Sum AssuredEntry age - 18 years
Entry AgeMax entry age - 65 years
View plan

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Sun Life's Anmol Suraksha Kawach is a short-term term insurance plan, providing life coverage from ₹50 lakh to ₹2... Read More

Unique Features

  • Short-term protection
  • Affordable premiums
  • Flexible premium payment term
Sum AssuredEntry Age: 23 years
Entry AgeMaximum Entry Age: 55 years
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Aditya Birla Sun Life DigiShield Plan

Aditya Birla Sun Life's DigiShield Plan is a flexible term insurance solution designed to provide substantial financial protection... Read More

Unique Features

  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium
Sum AssuredMinimum entry age: 18 years Maximum entry age: 65 years Minimum sum assured: ₹30 Lakhs Maximum sum assured: No limit Plan payment: Limited/Regular
View plan

Types of Future Generali Term Insurance Plans

Every plan currently being sold by Future Generali Term Insurance, shown side-by-side so you can shortlist quickly.

Term Insurance Articles

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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