Birla Sun Life vs Tata Aia Term Insurance Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Birla Sun Life

✎ Edit

Tata Aia Term Insurance

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ Rs 20638.77 Cr

Annual Premiums Collected (2024-25)

₹ 483.60 crores
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly, or a combination of both
Claim ratio

Payout Options

98.65%

Payout Options

99.45%%
Solvency Ratio

Solvency Ratio

1.88

Solvency Ratio

1.80
Pan India Presence

Pan India Presence

1048+

Pan India Presence

500+
Riders Available

Riders Available

ABSLI Comprehensive Critical Illness Rider, ABSLI Waiver of Premium Rider, ABSLI Accidental Death and Disability Rider, ABSLI Critical Illness Rider, ABSLI Accidental Death Benefit Rider Plus

Riders Available

Waiver of Premium Rider, Accidental Death Rider, Accidental Disability Rider, Critical Illness Rider
Inception year

Inception year

2000

Inception year

2001
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.022

Complaint ratio per ₹1 crore of premium collected

0.017
Average claim settlement time

Average claim settlement time

24 working hours

Average claim settlement time

Less than 30 days
Recommended Videos
Tata AIA Param Rakshak Pro | TATA AIA Term Insurance Plan | | TATA AIA Param Rakshak Pro Solution |

Tata AIA Param Rakshak Pro | TATA AIA Term Insurance Plan | | TATA AIA Param Rakshak Pro Solution |

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

Other Term Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.com
Toll-free: 1800-4200-269
We are happy to help.

Types of Aditya Birla Term Insurance Plans

Every plan currently being sold by Aditya Birla Term Insurance, shown side-by-side so you can shortlist quickly.

ABSLI Poorna Suruksha Kawach

ABSLI Poorna Suraksha Kawach is a term insurance plan that combines life cover with a return of premium benefit if the policyholde... Read More

Unique Features

  • 6 Plan options
  • Increasing or decreasing Sum Assured benefit
  • Special exit value
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

Aditya Birla Saral Jeevan Bima

Aditya Birla Sun Life Saral Jeevan Bima is a straightforward term insurance plan, providing high life cover at affordable premiums... Read More

Unique Features

  • Simple Protection Plan
  • Flexible Premium Payment
  • Covers Accidental Death
Sum AssuredEntry age - 18 years
Entry AgeMax entry age - 65 years
View plan

Aditya Birla Anmol Suraksha Kawach Plan

Aditya Birla Sun Life's Anmol Suraksha Kawach is a short-term term insurance plan, providing life coverage from ₹50 lakh to ₹2... Read More

Unique Features

  • Short-term protection
  • Affordable premiums
  • Flexible premium payment term
Sum AssuredEntry Age: 23 years
Entry AgeMaximum Entry Age: 55 years
View plan

Aditya Birla Sun Life DigiShield Plan

Aditya Birla Sun Life's DigiShield Plan is a flexible term insurance solution designed to provide substantial financial protection... Read More

Unique Features

  • Large Sum Insured
  • Many Plan Options
  • Affordable Premium
Sum AssuredMinimum entry age: 18 years Maximum entry age: 65 years Minimum sum assured: ₹30 Lakhs Maximum sum assured: No limit Plan payment: Limited/Regular
View plan

Types of Tata AIA Term Insurance Plans

Every plan currently being sold by Tata AIA Term Insurance, shown side-by-side so you can shortlist quickly.

Tata AIA SRS Vitality Protect

The Tata AIA SRS Vitality Protect Plan is a comprehensive term insurance solution that combines life cover with a health rider, of... Read More

Unique Features

  • Whole Life Cover
  • Wellness Program
  • Cover Boosters
Sum AssuredMinimum Entry Age: 18 years
Entry AgeMaximum Entry Age: 65 years
View plan

TATA AIA Saral Jeevan Bima

The Tata AIA Saral Jeevan Bima Plan is an affordable and simple pure protection term insurance plan, designed with straightforward... Read More

Unique Features

  • A simple and easy plan
  • Affordable premiums
  • Choose your rider options
Sum AssuredEntry Age: 18 years
Entry AgeMax Entry Age: 65 years
View plan

TATA AIA Maha Raksha Supreme

The Tata AIA Maha Raksha Supreme is a term insurance plan that provides financial protection, including a Payout Accelerator Benef... Read More

Unique Features

  • Life Stage Plus Option
  • Payout Accelerator Benefit
  • Non-smoker & Female Discounts
Sum AssuredEntry Age - 18 years
Entry AgeMinimum Sum Assured - 50 Lakhs
View plan

Tata AIA Sampoorna Raksha Promise

Tata AIA Sampoorna Raksha Promise is a pure-term insurance plan offering financial protection and whole-life coverage up to 100 ye... Read More

Unique Features

  • 4 Plan Options
  • Joint Life Option
  • Instant Payout on Claim
Sum AssuredEntry Age: 18 years
Entry AgeMinimum Sum Assured: ₹25 Lakhs
View plan

Tata AIA Maha Raksha Supreme Select

Tata AIA Maha Raksha Supreme Select is a pure term insurance plan designed to provide comprehensive financial protection for famil... Read More

Unique Features

  • Flexible death benefit options
  • Whole life cover
  • Super Retirement Benefit (Life Secure Options)
Sum AssuredEntry Age - 18 years
Entry AgeMax Entry Age - 65 years
View plan

Term Insurance Articles

Quick Comparison with Other Insurers

NG
Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

📞 Call Free