Idbi Federal vs Future Generali Term Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Idbi Federal

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Future Generali Term

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 3072.74 crores

Annual Premiums Collected (2024-25)

₹ Rs 2510.85 crores
Payout Options

Payout Options

Lump sum, monthly or a combination of both

Payout Options

Lump sum, monthly, or a combination of both
Claim ratio

Payout Options

98.52%%

Payout Options

99.78%%
Solvency Ratio

Solvency Ratio

2.70

Solvency Ratio

1.70
Pan India Presence

Pan India Presence

3,200

Pan India Presence

100+
Riders Available

Riders Available

Critical Shield Rider, Accident Care Rider

Riders Available

Accidental Death Benefit Rider, Accidental Total Permanent Disability Protection Rider, Critical Illness Benefit Rider, Accidental Death and Dismemberment Rider.
Inception year

Inception year

2007

Inception year

2006
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.035

Complaint ratio per ₹1 crore of premium collected

0.183
Average claim settlement time

Average claim settlement time

30 days

Average claim settlement time

15 days
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Secure Your Future with Future Generali Term Insurance Plans!

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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