Idbi Federal vs Exide Term

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COMPANY DETAILS

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Idbi Federal

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Exide Term

Rating	Rating 4.6	Rating 4.6
Number of term insurance plans and add-ons	No. of Plans - ❯	No. of Plans - ❯
Annual Premiums Collected (2024-25)	Annual Premiums Collected (2024-25) ₹ 3072.74 crores	Annual Premiums Collected (2024-25) ₹ 920.58 Cr
Payout Options	Payout Options Lump sum, monthly or a combination of both	Payout Options Lump sum, monthly or a combination of both
Claim ratio	Payout Options 98.52%%	Payout Options 99.68%
Solvency Ratio	Solvency Ratio 2.70	Solvency Ratio 1.94
Pan India Presence	Pan India Presence 3,200	Pan India Presence 100+
Riders Available	Riders Available Critical Shield Rider, Accident Care Rider	Riders Available Accidental Death, Disability and Dismemberment Rider, Critical Illness Rider
Inception year	Inception year 2007	Inception year 2001
Complaint ratio per ₹1 crore of premium collected	Complaint ratio per ₹1 crore of premium collected 0.035	Complaint ratio per ₹1 crore of premium collected 0.002
Average claim settlement time	Average claim settlement time 30 days	Average claim settlement time 30 days
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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