Exide Term vs Future Generali Term Term Insurance 2026 | PolicyX
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COMPANY DETAILS ✎ Edit

Exide Term

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Future Generali Term
Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 920.58 Cr

Annual Premiums Collected (2024-25)

₹ Rs 2510.85 crores
Payout Options

Payout Options

Lump sum, monthly or a combination of both

Payout Options

Lump sum, monthly, or a combination of both
Claim ratio

Payout Options

99.68%

Payout Options

99.78%%
Solvency Ratio

Solvency Ratio

1.94

Solvency Ratio

1.70
Pan India Presence

Pan India Presence

100+

Pan India Presence

100+
Riders Available

Riders Available

Accidental Death, Disability and Dismemberment Rider, Critical Illness Rider

Riders Available

Accidental Death Benefit Rider, Accidental Total Permanent Disability Protection Rider, Critical Illness Benefit Rider, Accidental Death and Dismemberment Rider.
Inception year

Inception year

2001

Inception year

2006
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.002

Complaint ratio per ₹1 crore of premium collected

0.183
Average claim settlement time

Average claim settlement time

30 days

Average claim settlement time

15 days
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Types of Future Generali Term Insurance Plans

Every plan currently being sold by Future Generali Term Insurance, shown side-by-side so you can shortlist quickly.

MOST POPULAR

Future Generali Care Plus

Future Generali Care Plus is an affordable term plan offering high coverage and tax benefits, available in Classic and Premier opt... Read More

Unique Features

  • Death Benefit
  • Two Plan Options
  • Accidental Rider
Sum AssuredMinimum Entry Age: 18 Years
Entry AgeMaximum Entry Age: 65 Years
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Term Insurance Articles

Quick Comparison with Other Insurers

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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