Future Generali Term vs Indiafirst Term Insurance 2026 | PolicyX
COMPANY DETAILS ✎ Edit

Future Generali Term

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Indiafirst

Rating
Number of term insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ Rs 2510.85 crores

Annual Premiums Collected (2024-25)

₹ Rs 7218.09 crores
Payout Options

Payout Options

Lump sum, monthly, or a combination of both

Payout Options

Lump sum, monthly or a combination of both
Claim ratio

Payout Options

99.78%%

Payout Options

98.04%%
Solvency Ratio

Solvency Ratio

1.70

Solvency Ratio

2.00
Pan India Presence

Pan India Presence

100+

Pan India Presence

100+
Riders Available

Riders Available

Accidental Death Benefit Rider, Accidental Total Permanent Disability Protection Rider, Critical Illness Benefit Rider, Accidental Death and Dismemberment Rider.

Riders Available

IndiaFirst Term Rider, Permanent Disability Rider, Accelerated Death Benefit Rider, Income Benefit Rider, Waiver of Premium Rider, Accidental Death Benefit Rider, Critical Illness Rider
Inception year

Inception year

2006

Inception year

2009
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

0.183

Complaint ratio per ₹1 crore of premium collected

0.134
Average claim settlement time

Average claim settlement time

15 days

Average claim settlement time

15 days
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Types of Future Generali Term Insurance Plans

Every plan currently being sold by Future Generali Term Insurance, shown side-by-side so you can shortlist quickly.

Types of IndiaFirst Term Insurance Plans

Every plan currently being sold by IndiaFirst Term Insurance, shown side-by-side so you can shortlist quickly.

Term Insurance Articles

Quick Comparison with Other Insurers

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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