Absli Life Shield Plan vs Smart Term Edge Plan Term Insurance Plan 2026 | PolicyX
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The Aditya Birla Sun Life Shield Plan is an online term insurance policy offering 8 flexible options, including Level Term, Increasing Term (with annual sum insured growth at no extra cost), and Return of Premium. Policyholders can customize their coverag
PLAN DETAILS

Absli Life Shield Plan

Smart Term Edge Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Avail 8 Plan Options
  • Flexible Premium Payment
  • Cover for Spouse
  • Reduced Paid Up Benefit
  • Death Benefit
  • Surrender Benefit
Plan Maturity age Maximum Maturity Age: 85 years Maximum Maturity Age - 75 years
Plan Sum Assured Base Sum Assured: 25 Lacs to no limit Basic Sum Assured: Rs. 25 Lakhs to no limit
Plan Entry Age Minimum Age: 1 year, Maximum Age: 65 years Minimum Age - 18 years Maximum Age - 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly & monthly
Plan Policy loan The policy loan is not available under ABSLI Life Shield Plan. The policy loan is not available under HDFC Life Smart Term Edge Plan.
Plan Sample Premium Rs 541-/ per month Rs 689-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term: 10 years, Maximum term: 55 years Minimum term - 12 years Maximum term - 30 years
Claim Settlement Ratio (2024-25) 98.65 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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