Bajaj Saral Jeevan Bima vs Family Income Protector Plus Plan Term Insurance Plan 2026 | PolicyX
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Bajaj Sararl Jeevan Bima is a non-linked, non-participating individual, pure-risk premium life insurance plan designed to provide financial security to the policyholder and their families. The plan offers flexibility in choosing sum assured, term, premium payment term, and payment mode. The policyholder can enjoy a good range of sum assured from 5 lakh to 25 lakh.

Bajaj Saral Jeevan Bima Plan offers you a range of benefits including:

  • Premium Flexibility 
  • Tax Benefit
  • Surrender Value
  • Additional riders to choose from
  • Death benefits
  • Choice of sum assured;

PLAN DETAILS

Bajaj Saral Jeevan Bima

Family Income Protector Plus Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Tax Benefit
  • 25 Lakh Max Sum Assured
  • Monthly Income for 20 yrs
  • Return of premium
  • Tax benefits
Plan Maturity age Maximum Maturity Age - 70 years Maximum Maturity Age - 75 years
Plan Sum Assured Base sum assured: Rs 5 lakhs to 25 lakhs Basic Sum Assured: ₹14L to ₹1.4Cr.
Plan Entry Age Minimum Age - 18 years Maximum Age - 65 years Minimum Age - 25 years Maximum Age - 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, Semi-Annual, and Monthly
Plan Policy loan The policy loan is not available under Bajaj Saral Jeevan Bima Policy loans are not available under the PNB MetLife Family Income Protector Plus plan.
Plan Sample Premium Rs 670/- per month Rs 511-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 40 years Minimum Term: 10 years, Maximum Term: 20 years
Claim Settlement Ratio (2024-25) 99.33% 99.57%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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