Etouch Online Term Plan vs Max Life Term Insurance Premium Return Protection Plan Term Insurance Plan 2026 | PolicyX
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The Bajaj Life e-Touch Term Plan is a pure term insurance product available in three variants: Life Shield, Life Shield Plus, and Life Shield ROP. It offers high sum assured options, accidental death benefits, and health management services, covering deat
PLAN DETAILS

Etouch Online Term Plan

Max Life Term Insurance Premium Return Protection Plan
Premium Including GST
Key Features
(Key features of the plan)
  • High SI Available
  • Accidental Death Benefit
  • Health Management Services
  • Return of Premium Plan
  • Flexible-Premium Payment Term
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 75 years
Plan Sum Assured Base Sum Assured: ₹50 lakhs to no limit. Base sum assured: 25 lakhs to no limit
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum Age - 21 years Maximum Age - 55 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Annual, half-yearly, quarterly & monthly
Plan Policy loan Policy loans are not available under the Smart Total Elite Protection Plan. Policy loans are not available under the Max Life Premium Return Protection Plan.
Plan Sample Premium Rs 614/- per month Rs 627-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 85 - Entry Age Minimum term - 20 years Maximum term - 30 years
Claim Settlement Ratio (2024-25) 99.66% 99.78
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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