Etouch Online Term Plan vs Term With Return Of Premium Plan Term Insurance Plan 2026 | PolicyX
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The Bajaj Life e-Touch Term Plan is a pure term insurance product available in three variants: Life Shield, Life Shield Plus, and Life Shield ROP. It offers high sum assured options, accidental death benefits, and health management services, covering deat
PLAN DETAILS

Etouch Online Term Plan

Term With Return Of Premium Plan
Premium Including GST
Key Features
(Key features of the plan)
  • High SI Available
  • Accidental Death Benefit
  • Health Management Services
  • Death Benefit
  • Reduced Paid Up Benefit
  • Discount On Large Sum Assured
Plan Maturity age Maximum Maturity Age - 99 years Maximum Maturity Age - 85 years
Plan Sum Assured Base Sum Assured: ₹50 lakhs to no limit. Basic Sum Assured: ₹10 Lakhs to ₹25 Lakhs
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 65 years Minimum Age: 18 years, Maximum Age: 50 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly
Plan Policy loan Policy loans are not available under the Smart Total Elite Protection Plan. The policy loan is not available under HDFC Term With Return Of Premium Plan.
Plan Sample Premium Rs 614/- per month Rs 1123-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 85 - Entry Age Minimum Term: 10 years, Maximum Term: 30 years
Claim Settlement Ratio (2024-25) 99.66% 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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