Pnb Saral Jeevan vs Term With Return Of Premium Plan Term Insurance Plan 2026 | PolicyX
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PNB MetLife Saral Jeevan Bima is an affordable term insurance plan providing financial protection to families through a guaranteed monthly income in the policyholder's absence. It offers flexible premium payment options and policy terms from 5 to 40 years
PLAN DETAILS

Pnb Saral Jeevan

Term With Return Of Premium Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Avail Family Protection
  • High Sum Assured
  • Flexible Premium Payment
  • Death Benefit
  • Reduced Paid Up Benefit
  • Discount On Large Sum Assured
Plan Maturity age Maximum Maturity Age: 70 years Maximum Maturity Age - 85 years
Plan Sum Assured Basic Sum Assured: ₹50K to no limit. Basic Sum Assured: ₹10 Lakhs to ₹25 Lakhs
Plan Entry Age Minimum Age: 18 years; Maximum Age: 65 years Minimum Age: 18 years, Maximum Age: 50 years
Plan Payment modes Annual, Semi-Annual, and Monthly Yearly
Plan Policy loan Policy loan is not available under PNB Metlife Saral Jeevan Bima. The policy loan is not available under HDFC Term With Return Of Premium Plan.
Plan Sample Premium Rs 602-/ per month Rs 1123-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term: 5 years; Maximum term: 40 years Minimum Term: 10 years, Maximum Term: 30 years
Claim Settlement Ratio (2024-25) 99.57% 99.68%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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