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Family Income Protector Plus Plan
511-/ per month
VS
Hdfc Click Supreme
931/- per month
A term plan that provides a regular monthly income after your demise.
If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any mishap occurs to you? Such a scenario can strip your family of financial aid.
To ensure your family's income continues even after your demise, PNB MetLife Term Insurance has introduced the 'Family Income Protector Plus' plan. This unique non-linked term insurance plan protects your family from future uncertainties by providing a regular monthly income for up to 20 years. Additionally, if you outlive the policy term, the premiums paid will be returned to you.
The PNB MetLife Family Income Protector Plus plan offers a range of benefits, including:
| PLAN DETAILS |
Family Income Protector Plus Plan |
Hdfc Click Supreme |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 85 years |
| Plan Sum Assured | Basic Sum Assured: ₹14L to ₹1.4Cr. | Base sum assured: Rs 10,000 to No Limit |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 60 years | Minimum Age - 18 years Maximum Age - 84 years |
| Plan Payment modes | Annual, Semi-Annual, and Monthly | Monthly, Quarterly, and Half-yearly and Yearly |
| Plan Policy loan | Policy loans are not available under the PNB MetLife Family Income Protector Plus plan. | No Policy Loans are available under this plan. |
| Plan Sample Premium | Rs 511-/ per month | Rs 931/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum Term: 10 years, Maximum Term: 20 years | 1 month to 85 years minus entry age |
| Claim Settlement Ratio (2024-25) | 99.57% | 99.68% |
|
PNB Metlife Term Insurance Plans |
||
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your HDFC Life Click 2 Protect Supreme Plan:
In the case of Total Permanent Disability- 1% of the Rider Sum is Assured for 10 years.
Get Lump Sum benefit equivalent to Rider Sum Assured on death/terminal illness/accidental death/Hospitalisation
Three Benefit Options are available under this rider, Personal Accident Cover, Accidental Death Cover, and Cancer Cover.
Two Benefit Options are available under this rider, Comprehensive critical illness Cover, and Cancer Cover.
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