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Kotak Saral Jeevan
622-/ per month
VS
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Saral Jeevan Bima
630/- per month
Kotak Saral Jeevan Bima is a basic term insurance plan that is designed to offer financial protection to your loved ones in case of your demise. This a plan that was introduced by the Government of India with an aim to provide insurance coverage even to the person who comes under a lower income group. The plan offers long-term coverage for up to 70 years and has special rates for females. Let us know more about the plan through this article.
Kotak Saral Jeevan Bima Plan offers you a range of benefits including:
| PLAN DETAILS |
Kotak Saral Jeevan |
Saral Jeevan Bima |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 70 years | Maximum Maturity Age - 70 years |
| Plan Sum Assured | Basic Sum Assured: ₹5L to ₹25L | Basic Sum Assured: ₹50,000 to no limit. |
| Plan Entry Age | Minimum Age - 18 years Maximum Age - 65 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Single, Yearly, Half-Yearly, and Monthly | Single pay, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Kotak Saral Jeevan Bima. | The policy loan is not available under HDFC Life Saral Jeevan Bima Plan. |
| Plan Sample Premium | Rs 622-/ per month | Rs 630/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 5 years Maximum term - 40 years | Minimum term - 10 years Maximum term - 50 years |
| Claim Settlement Ratio (2024-25) | 98.61% | 99.68% |
|
Kotak Life Term Insurance HDFC Term Insurance Plans |
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
You can add the following riders to your Kotak Life Sararl Jeevan Bima:
Get an extra payout if you are diagnosed with 37 covered critical illnesses.
In case of the policyholder’s demise due to an accident, additional benefits are paid to their nominee along with the basic plan cover.
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