Smart Term Pro Plan vs Eshield Next Plan Term Insurance Plan 2026 | PolicyX
Buy Now
Summarize with
ChatGPT Claude Perplexity

Google Ratings (2500+)

★★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

HDFC Life Smart Term Pro is a versatile term insurance plan designed for comprehensive life coverage and financial security. It offers a return of total premiums paid on maturity, alongside enhanced protection through optional riders for accidental death
PLAN DETAILS

Smart Term Pro Plan

Eshield Next Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Enhanced Protection Through Riders
  • Return of Premium
  • Surrender and Maturity Benefit
  • Better Half Benefit
  • Three Plan Options
  • Terminal Illness Benefit
Plan Maturity age Maximum Maturity Age - 80 years Maximum Maturity Age - 100 years
Plan Sum Assured Basic Sum Assured Rs. 50,000 Basic Sum Assured: ₹50L to No Limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 60 years Minimum Age: 18 years, Maximum Age: 65 years
Plan Payment modes Annual, half-yearly, & monthly Single, Yearly, Half-Yearly, and Monthly
Plan Policy loan The policy loan is not available under HDFC Life Smart Term Pro Plan. The policy loan is not available under SBI Life eShield Next plan.
Plan Sample Premium Rs 645-/ per month Rs 503-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 15 years Maximum term - 40 years Minimum Term: 5 years, Maximum Term: 100 years
Claim Settlement Ratio (2024-25) 99.68% 98.56%
Recommended Videos
HDFC Term Insurance Plans

HDFC Term Insurance Plans
SBI eShield term insurance plan

SBI eShield term insurance plan

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Compare with Other Plans

Other Term Insurance Companies

  • Term Insurance
  • Life Insurance

LIC Term Insurance

HDFC Term Insurance

ICICI Term Insurance

SBI Life Term Insurance

Axis Max Life Term Insurance

TATA AIA Term Insurance

PNB Metlife Term Insurance

Bajaj Life Term Insurance

Bandhan Life Term Insurance

Kotak Life Term Insurance

Canara HSBC OBC Term Insurance

Bharti AXA Term Insurance

Aviva Term Insurance

Indiafirst Term Insurance

Exide Life Term Insurance

Edelweiss Tokio Term Life Insurance

Ageas Federal Term Insurance

Future Generali Term Insurance

Birla Sun Life Term Insurance

Reliance Term Insurance

Pramerica Term Insurance

Term Insurance Articles

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews

You May Also Know About

Term Insurance Best Term Insurance Plans Best Term Insurance Companies Term Insurance Calculator 1 Crore Term Insurance
📞 Call Free