Introduction to HDFC ERGO Free Health Check-up

'Good health is not a product one can buy, but is earned through healthy practices throughout a lifetime.' It's not just a general saying, as our lifestyle practices directly impact our health, either positively or negatively.

But how does one know if they're healthy? The simplest way is through a periodic medical examination. A full-body or profile medical check-up typically includes diagnosis of blood pressure, blood sugar levels, urine, metabolism, thyroid, vitamins, hormonal alterations, and more. However, undergoing all these tests at once can be expensive for many. In such situations, a health insurance policy that provides coverage for preventive or annual health check-ups can be beneficial.

This article explains the types of general health tests covered under HDFC ERGO's free health check-up coverage, how to avail these check-ups through your policy, and the benefits.

Why Do You Need HDFC ERGO Free Health Check-Up?

To stay aware of any potential illness or ailment, it's essential to track the internal changes your body undergoes. A full-body medical examination is the best way to monitor your overall health.

Additionally, here are some benefits of availing a free health check-up under your HDFC ERGO health insurance policy:

List of Free Health Check-ups under HDFC ERGO Health Insurance

Free medical check-ups are subject to the annual health check-up coverage specified in your policy schedule. However, here is a generic list of free medical diagnostics typically covered under the HDFC ERGO health insurance policy:

• Urine Analysis
• Blood Pressure Test
• Blood Sugar Test
• Liver Function Test
• Lipid Profile
• Kidney function test
• Lung function test
• ECG Test
• Tests for Vitamin Deficiencies
• Pap smear (for women, recommended once a year)

How Can You Apply for HDFC ERGO Free Health Check-Up?

Policyholders are eligible for a full-body check-up annually, or as many times during a policy year as specified in their policy schedule. HDFC ERGO Health Insurance's free health check-up is available with several of their popular health plans.

You can avail an annual free health check-up on a cashless settlement basis (at a network hospital) or on a reimbursement basis, depending on your chosen plan.

Note: The criteria for annual health check-ups vary from policy to policy. If your base policy does not cover annual health check-ups, you will not be able to avail this facility.

To know more, visit the HDFC ERGO Health Insurance website. You can also contact their customer care at 022 6234 6234/+91 0120-6740895 or email at [email protected].

If you need further assistance, contact PolicyX.com customer care or speak directly with our expert insurance advisors at PolicyX.com by calling 1800-4200-269.