Hdfc Life Guaranteed Income Plan vs Lic Komal Jeevan Life Insurance Plan 2026 | PolicyX
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The HDFC Life Guaranteed Income Insurance Plan is a non-linked, non-participating life insurance savings plan designed to provide regular income payouts for 16-20 years, alongside financial protection. It offers guaranteed income (11-13% p.a.), a lump sum
PLAN DETAILS

Hdfc Life Guaranteed Income Plan

Lic Komal Jeevan
Premium Including GST
Key Features
(Key features of the plan)
  • Limited premium payment term
  • Guaranteed sum assured
  • Terminal Bonus Benefit
  • Affordable Premiums
  • Tax Benefits
  • Flexible Policy Tenure
Plan Maturity age Maximum Maturity Age - 65 years Maximum Maturity Age - 26 years
Plan Sum Assured 8 to 10 years 18 years
Plan Entry Age Minimum Age - 18 years Maximum Age - 49 years Minimum Age - 90 days Maximum Age - 10 years
Plan Payment modes Minimum - Depends on Monthly Premiums Maximum - No Limit Rs 1 lakh to Rs 25 lakhs
Plan Policy loan Annual, Semi-Annual, Monthly, Single Annual, half-yearly, quarterly & monthly
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 16 to 20 years Minimum term - 10 years Maximum term - 26 years
Claim Settlement Ratio (2024-25) Minimum Age - 5 year 98.5%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above life insurance plans using the PolicyX Life Insurance Calculator.

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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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