Instaprotect Plan vs Aajeevan Suraksha Plan Term Insurance Plan 2026 | PolicyX

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Tata AIA InstaProtect is a comprehensive term plan offering all-round protection for families against death, disability, and a wide range of diseases, including 40 critical illnesses, cancer, and cardiac ailments. It provides a very high sum insured with
PLAN DETAILS

Instaprotect Plan

Aajeevan Suraksha Plan

Premium Including GST
Key Features
(Key features of the plan)
  • All-round protection
  • Loaded with features
  • Very high Sum Insured
  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 99 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs Basic Sum Assured: From ₹25 Lakhs (no upper limit)
Plan Entry Age Minimum Age - 18 years. Maximum Age - 45 years. Minimum Entry Age: 18 years, Maximum Entry Age: 45 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly & monthly
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan The policy loan is not available under PNB Metlife Aajeevan Suraksha Plan.
Plan Sample Premium - Rs 510-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years. Maximum term - 50 years. Minimum Policy Term: 10 years, Maximum Policy Term: 99 years
Claim Settlement Ratio (2024-25) 99.45% 99.57%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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