Quick Protect Plan vs Aajeevan Suraksha Plan Term Insurance Plan 2026 | PolicyX
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HDFC Life Quick Protect is a comprehensive term insurance plan offering coverage against death, disease, and disability. It provides a high sum insured, protection for 19 critical illnesses, and an accidental death benefit with 2X coverage. The plan is hi
PLAN DETAILS

Quick Protect Plan

Aajeevan Suraksha Plan
Premium Including GST
Key Features
(Key features of the plan)
  • High Sum Insured
  • 19 Critical Illness Cover
  • Accidental Death Benefit
  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover
Plan Maturity age Maximum Maturity Age - 75 years Maximum Maturity Age - 99 years
Plan Sum Assured Basic Sum Assured: ₹25 Lakhs to ₹1.25 Crore Basic Sum Assured: From ₹25 Lakhs (no upper limit)
Plan Entry Age Minimum Age - 18 years, Maximum Age - 50 years Minimum Entry Age: 18 years, Maximum Entry Age: 45 years
Plan Payment modes Yearly, half-yearly, quarterly & monthly Yearly, half-yearly & monthly
Plan Policy loan The policy loan is not available under HDFC Quick Protect Plan. The policy loan is not available under PNB Metlife Aajeevan Suraksha Plan.
Plan Sample Premium Rs 876-/ per month Rs 510-/ per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 10 years Maximum term - 40 years Minimum Policy Term: 10 years, Maximum Policy Term: 99 years
Claim Settlement Ratio (2024-25) 99.68% 99.57%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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