Instaprotect Plan vs Isecure More Term Insurance Plan 2026 | PolicyX
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Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses.

TATA AIA Insta Protect Solution Plan offers you a range of benefits including:

  • Critical Illness Protection
  •  Include your spouse at a later date in your existing policy

 

PLAN DETAILS

Instaprotect Plan

Isecure More
Premium Including GST
Key Features
(Key features of the plan)
  • All round protection
  • Loaded with features
  • Very high Sum Insured
  • Flexible Policy Tenure
  • Option to Avail Joint Life Cover
  • High Sum Assured Rebate
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age- 70 years
Plan Sum Assured Base sum assured: 25/50/70 lakhs Base sum assured- Rs 2.5 lakh to No limit
Plan Entry Age Minimum Age - 18 years Maximum Age - 45 years Minimum age- 18 years, Maximum age- 60 years
Plan Payment modes Annual, half-yearly, quarterly & monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under Tata AIA InstaProtect Plan A policy loan is not available under the Bajaj iSecure More Plan.
Plan Sample Premium - Rs 730/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 5 years Maximum term - 50 years Minimum policy term- 10 years, Maximum policy term- 25 years
Claim Settlement Ratio (2024-25) 99.45% 99.33%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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