Max Life Term Insurance Premium Return Protection Plan vs Max Life Term Insurance Smart Secure Plus Plan Term Insurance Plan 2026 | PolicyX
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The Axis Max Life Premium Return Protection Plan is a term insurance policy that offers life coverage and returns all premiums paid if the policyholder survives the policy term. It features a limited premium payment term of 11 years and flexible protectio
PLAN DETAILS

Max Life Term Insurance Premium Return Protection Plan

Max Life Term Insurance Smart Secure Plus Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Return of Premium Plan
  • Flexible-Premium Payment Term
  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Plan Maturity age Maximum Maturity Age - 75 years -
Plan Sum Assured Base sum assured: 25 lakhs to no limit 20 Lakhs rupees
Plan Entry Age Minimum Age - 21 years Maximum Age - 55 years 18 years
Plan Payment modes Annual, half-yearly, quarterly & monthly 20 lakh to no limit
Plan Policy loan Policy loans are not available under the Max Life Premium Return Protection Plan. -
Plan Sample Premium Rs 627-/ per month -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum term - 20 years Maximum term - 30 years 10 to 67 years
Claim Settlement Ratio (2024-25) 99.78 99.78
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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