Term With Return Of Premium Plan vs Max Life Term Insurance Smart Secure Plus Plan

Buy Policy in 2 mins

With expert guidance

2 lakh+ Customers

Real-time Reviews

Free Comparison

Easy & Efficient

100% Free, No Obligation

Get free term quotes in 30 seconds

Step 1 of 3
Step 2 of 3
Step 3 of 3

Gender

Please select your gender.

Your age Please select your age.

Annual income Please select your annual income.

Your city

Please select your city.

Your name Please enter your name.

Mobile number

+91

Enter a valid mobile number.

By proceeding you accept our T&C and privacy policy.

Know More About Plans

The HDFC Term with Return of Premium Plan offers life insurance coverage where all base premiums are returned at policy maturity, effectively providing "zero-cost" term protection. It includes a death benefit, tax advantages, and discounts for female live

Compare with Other Plans

Other Term Insurance Companies

PolicyX.com

Insurance Experts · No Gimmicks

Why 1M+ Indians
book with us

IRDAI-licensed Web Aggregator Trusted advisory since 2014 — fully regulated
Unbiased, no pushy sales We earn the same on any insurer — pure advice
30+ insurers compared One call, every option side-by-side
5-minute consultation Quick, focused — your time matters
Lifetime claim support We help long after you've bought the policy

4.4 / 5 from 2,731+ verified reviews

Book a free call with a PolicyX expert

5-min consultation · No spam · No pushy sales

Step 1 of 3
Step 2 of 3
Step 3 of 3

What would you like to discuss?

How can we help?

Or pick a slot

Your name

Mobile number

Email (optional)

We'll send your appointment confirmation here.

You're booked!

Our expert will call you shortly.

Premium Including GST
Key Features (Key features of the plan)	Death Benefit Reduced Paid Up Benefit Discount On Large Sum Assured	100% return of premium Loyalty Discount of 5% Increase your Sum Assured
Plan Maturity age	Maximum Maturity Age - 85 years	-
Plan Sum Assured	Basic Sum Assured: ₹10 Lakhs to ₹25 Lakhs	20 Lakhs rupees
Plan Entry Age	Minimum Age: 18 years, Maximum Age: 50 years	18 years
Plan Payment modes	Yearly	20 lakh to no limit
Plan Policy loan	The policy loan is not available under HDFC Term With Return Of Premium Plan.	-
Plan Sample Premium	Rs 1123-/ per month	-
Plan Brochure	Brochure URL	Brochure URL
Policy Term	Minimum Term: 10 years, Maximum Term: 30 years	10 to 67 years
Claim Settlement Ratio (2024-25)	99.68%	99.78
Recommended Videos	HDFC Term Insurance Plans	-

Know More About Plans

Compare with Other Plans

Other Term Insurance Companies

Term Insurance Articles

Consult for Personalised Insurance Advice