Aajeevan Suraksha Plan vs Max Life Term Insurance Smart Secure Plus Plan Term Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platforms

Know More About Plans

The PNB Metlife Aajeevan Suraksha Term Plan offers comprehensive whole life coverage up to age 99, with flexible premium payment options and the ability to include a spouse under a joint life cover. Policyholders can choose from various benefit options li
PLAN DETAILS

Aajeevan Suraksha Plan

Max Life Term Insurance Smart Secure Plus Plan

Premium Including GST
Key Features
(Key features of the plan)
  • Flexible Premium Payment
  • Joint Life Cover
  • Whole Life Cover
  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Plan Maturity age Maximum Maturity Age - 99 years -
Plan Sum Assured Basic Sum Assured: From ₹25 Lakhs (no upper limit) 20 Lakhs rupees
Plan Entry Age Minimum Entry Age: 18 years, Maximum Entry Age: 45 years 18 years
Plan Payment modes Yearly, half-yearly & monthly 20 lakh to no limit
Plan Policy loan The policy loan is not available under PNB Metlife Aajeevan Suraksha Plan. -
Plan Sample Premium Rs 510-/ per month -
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Policy Term: 10 years, Maximum Policy Term: 99 years 10 to 67 years
Claim Settlement Ratio (2024-25) 99.57% 99.78

* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Other Term Insurance Companies

Free Expert Advice

Consult for Personalised Insurance Advice

Get guidance from IRDAI-certified experts — zero cost, zero spam.
Our advisors help 1M+ Indians choose the right term plan every year.

★★★★★ 4.5+ on Google · 2,500+ reviews
📞 Call Free