Term With Return Of Premium Plan vs Bajaj Life Superwoman Term Plan Term Insurance Plan 2026 | PolicyX
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The HDFC Term with Return of Premium Plan offers life insurance coverage where all base premiums are returned at policy maturity, effectively providing "zero-cost" term protection. It includes a death benefit, tax advantages, and discounts for female live
PLAN DETAILS

Term With Return Of Premium Plan

Bajaj Life Superwoman Term Plan
Premium Including GST
Key Features
(Key features of the plan)
  • Death Benefit
  • Reduced Paid Up Benefit
  • Discount On Large Sum Assured
  • Critical Illness Cover
  • Free Health Management Services
  • Child Care Benefit
Plan Maturity age Maximum Maturity Age - 85 years Maximum maturity age: 99 years
Plan Sum Assured Basic Sum Assured: ₹10 Lakhs to ₹25 Lakhs Base sum assured: ₹50 lakhs to ₹10 crore
Plan Entry Age Minimum Age: 18 years, Maximum Age: 50 years Minimum entry age: 18 years, Maximum entry age: 60 years
Plan Payment modes Yearly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan The policy loan is not available under HDFC Term With Return Of Premium Plan. A policy loan is not available with this plan.
Plan Sample Premium Rs 1123-/ per month Rs 830/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 10 years, Maximum Term: 30 years Minimum policy term: 10 years, Maximum policy term: 81 years
Claim Settlement Ratio (2024-25) 99.68% 99.66%
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

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