Indiafirst Life vs Pnb Metlife Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Pnb Metlife

98.04%Indiafirst Life 99.57%Pnb Metlife

Share of death claims the insurer paid

Solvency ratio

Indiafirst Life

2.00Indiafirst Life 1.72Pnb Metlife

IRDAI minimum is 1.5

Pan India presence (branches)

Pnb Metlife

100+Indiafirst Life 15000+Pnb Metlife

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Indiafirst Life

✎ Edit

Pnb Metlife

Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 7218.09 crores

Annual premiums collected (2024-25)

₹ 11,7552.39 crores
Claim settlement ratio

Claim settlement ratio

98.04%

Claim settlement ratio

99.57% Higher
Solvency ratio

Solvency ratio

2.00 Higher

Solvency ratio

1.72
Pan India presence (branches)

Pan India presence (branches)

100+

Pan India presence (branches)

15000+ Higher
Payout options

Payout options

Critical Illness Rider, Disability Rider, Accidental Death Rider, Terminal Illness Rider, Income Ben

Payout options

Lump sum, regular frequencies or a combination of both
Riders available

Riders available

Term Insurance Rider

Riders available

Accidental Death Benefit Rider Plus, Serious Illness Rider, Accidental Disability Benefit Rider, Critical Illness Rider, Group Accidental Permanent and Total Disability Plus, Grou…

Plans from Indiafirst Life and Pnb Metlife

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Indiafirst Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Indiafirst Life overview, or ask an advisor which of its plans fits you.
No Pnb Metlife plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pnb Metlife overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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