Pnb Metlife vs Sud Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Pnb Metlife

99.57%Pnb Metlife 98.84%Sud Life Insurance

Share of death claims the insurer paid

Solvency ratio

Sud Life Insurance

1.72Pnb Metlife 2.30Sud Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Pnb Metlife

15000+Pnb Metlife 11000Sud Life Insurance

More branches, easier in-person help

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Pnb Metlife

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Sud Life Insurance
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 11,7552.39 crores

Annual premiums collected (2024-25)

₹ 8,260.38 crores
Claim settlement ratio

Claim settlement ratio

99.57% Higher

Claim settlement ratio

98.84%
Solvency ratio

Solvency ratio

1.72

Solvency ratio

2.30 Higher
Pan India presence (branches)

Pan India presence (branches)

15000+ Higher

Pan India presence (branches)

11000
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Lump sum, regular frequencies, or a combination of both
Riders available

Riders available

Accidental Death Benefit Rider Plus, Serious Illness Rider, Accidental Disability Benefit Rider, Critical Illness Rider, Group Accidental Permanent and Total Disability Plus, Grou…

Riders available

Accidental Death and Total & Permanent Disability Benefit Rider

Plans from Pnb Metlife and Sud Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Pnb Metlife plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Pnb Metlife overview, or ask an advisor which of its plans fits you.
No Sud Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Sud Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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