Reliance Life vs Sud Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Sud Life Insurance

98.74%Reliance Life 98.84%Sud Life Insurance

Share of death claims the insurer paid

Solvency ratio

Reliance Life

2.35Reliance Life 2.30Sud Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Sud Life Insurance

713+Reliance Life 11000Sud Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Reliance Life

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Sud Life Insurance
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 5710.68 Cr

Annual premiums collected (2024-25)

₹ 8,260.38 crores
Claim settlement ratio

Claim settlement ratio

98.74%

Claim settlement ratio

98.84% Higher
Solvency ratio

Solvency ratio

2.35 Higher

Solvency ratio

2.30
Pan India presence (branches)

Pan India presence (branches)

713+

Pan India presence (branches)

11000 Higher
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Lump sum, regular frequencies, or a combination of both
Riders available

Riders available

Major Surgical Benefit Rider, Critical Condition Rider, Family Income Benefit Rider, Accidental Disability Rider

Riders available

Accidental Death and Total & Permanent Disability Benefit Rider

Plans from Reliance Life and Sud Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Reliance Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Reliance Life overview, or ask an advisor which of its plans fits you.
No Sud Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Sud Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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