Reliance Life vs Credit Access Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Solvency ratio

Credit Access Life Insurance

2.35Reliance Life 3.59Credit Access Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Reliance Life

713+Reliance Life 2Credit Access Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Reliance Life

 ✎ Edit

Credit Access Life Insurance
Customer rating

Customer rating

4.6 / 5

Customer rating

Not available
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 5710.68 Cr

Annual premiums collected (2024-25)

₹10,000 to ₹30,00,000
Claim settlement ratio

Claim settlement ratio

98.74%

Claim settlement ratio

Not available
Solvency ratio

Solvency ratio

2.35

Solvency ratio

3.59 Higher
Pan India presence (branches)

Pan India presence (branches)

713+ Higher

Pan India presence (branches)

2
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Major Surgical Benefit Rider, Critical Condition Rider, Family Income Benefit Rider, Accidental Disability Rider

Riders available

Not available
Inception year

Inception year

Not available

Inception year

Rs 184 crore
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

Not available

Complaints per ₹1 crore of premium collected

25 March 2023
Average claim settlement time

Average claim settlement time

Not available

Average claim settlement time

Around 2 days

Plans from Reliance Life and Credit Access Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Reliance Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Reliance Life overview, or ask an advisor which of its plans fits you.
No Credit Access Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Credit Access Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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