Max Life Insurance vs Credit Access Life Insurance Life Insurance 2026 | PolicyX
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Solvency ratio

Credit Access Life Insurance

2.01Max Life Insurance 3.59Credit Access Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Max Life Insurance

426Max Life Insurance 2Credit Access Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Max Life Insurance

✎ Edit

Credit Access Life Insurance

Customer rating

Customer rating

4.6 / 5

Customer rating

Not available
Life insurance plans listed

Life insurance plans listed

10 plans ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹38,877 crore

Annual premiums collected (2024-25)

₹10,000 to ₹30,00,000
Claim settlement ratio

Claim settlement ratio

99.68%

Claim settlement ratio

Not available
Solvency ratio

Solvency ratio

2.01

Solvency ratio

3.59 Higher
Pan India presence (branches)

Pan India presence (branches)

426 Higher

Pan India presence (branches)

2
Payout options

Payout options

Life insurance policies, including those from Axis Max Life Insurance, typically do not involve a ne

Payout options

Not available
Riders available

Riders available

To initiate a claim, you will need to fill out the Axis Max Life Insurance claim form. This form can be downloaded from the official Axis Max Life Insurance website or obtained fr…

Riders available

Not available
Inception year

Inception year

Not available

Inception year

Rs 184 crore
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

Not available

Complaints per ₹1 crore of premium collected

25 March 2023
Average claim settlement time

Average claim settlement time

Not available

Average claim settlement time

Around 2 days
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Max Life Insurance Plans

Max Life Insurance Plans

Plans from Max Life Insurance and Credit Access Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Term

Axis Max Life Premium Return Protection

The Axis Max Life Premium Return Protection Plan is a term insurance policy that offers life coverage and returns all premiums pa… Read More

  • Return of Premium Plan
  • Flexible-Premium Payment Term
Sum assuredBase sum assured: 25 lakhs to no limit
Entry ageMinimum Age - 21 years Maximum Age - 55…
View plan
Term

Axis Max Life Smart Total Elite Protection

The Axis Max Life Smart Total Elite Protection Term Plan offers flexible, long-term financial security through pure risk protecti… Read More

  • Cover continuous benefit
  • Terminal illness cover
  • Early exit benefit
Sum assuredBase sum assured: 20 lakhs to no limit.
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Term

Axis Max Life Smart Secure Plus

The Axis Max Life Smart Secure Plus Plan is a pure protection term insurance designed to secure a family's financial future. It o… Read More

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Sum assuredBase sum assured: 20 lakhs to no limit.
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Investment Plan

Axis Max Life Smart Wealth

The Axis Max Life Smart Wealth Plan is a non-participating, non-linked savings life insurance plan that combines financial protec… Read More

  • Guaranteed maturity benefits
  • Guaranteed additions
  • Joint life option
Sum assuredBased on the policy term
Entry ageMin- 91 days, Max- 65 years
View plan
Investment Plan

Axis Max Whole Life Super Investment Plan

The Axis Max Life Whole Life Super Investment Plan is a non-linked, participating life insurance savings plan that provides lifet… Read More

  • Lifetime Coverage
  • Flexible Premium Payment Option
  • Receive Bonus
Sum assured10,15,20 years
Entry ageMinimum Age: 18 years, Maximum Age: 60…
View plan
Investment Plan

Axis Max Life Saving Advantage Plan

The Axis Max Life Saving Advantage Investment Plan is a life insurance product designed to help individuals grow their savings fo… Read More

  • 5.5% Guaranteed Additions
  • Three In-built Riders
  • Annual/Terminal Bonus
Sum assured5,12 years
Entry ageMinimum Age: 91 days, Maximum Age: 65 y…
View plan
Investment Plan

Axis Max Life Monthly Income Advantage Plan

The Axis Max Life Monthly Income Advantage Plan is a comprehensive life insurance and investment plan designed to provide both fi… Read More

  • Guaranteed monthly income
  • Longer coverage
  • Waiver of premiums
Sum assured6,8,10,12,15 years
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
Investment Plan

Axis Max Life Assured Wealth Plan

The Axis Max Life Assured Wealth Live Investment Plan is a non-linked life insurance savings plan offering both investment growth… Read More

  • Guaranteed return on maturity
  • Flexible premium paying term
  • Enhanced protection through rider
Sum assured5,10 years
Entry ageMinimum Age - 91 days, Maximum Age - 60…
View plan
Term

Axis Max Life Smart Term Plus

Max Life Smart Term Plan Plus is a flexible term insurance plan, offering 7 customizable variants to secure a family's financial… Read More

  • 7 Plan Options
  • Cover Continuance Benefit
  • Inbuilt Terminal Illness Cover
Sum assuredBase sum assured - Rs 25 lakhs to No li…
Entry ageMinimum Age - 18 years Maximum Age - 65…
View plan
Term

Axis Max Life Smart Secure Plus Plan

The Axis Max Life Smart Secure Plus Plan is a pure protection term insurance designed to secure a family's financial future. It o… Read More

  • 100% return of premium
  • Loyalty Discount of 5%
  • Increase your Sum Assured
Sum assured20 Lakhs rupees
Entry age18 years
View plan
No Credit Access Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Credit Access Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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