Bajaj Life vs Credit Access Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Solvency ratio

Credit Access Life Insurance

2.69Bajaj Life 3.59Credit Access Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Bajaj Life

598Bajaj Life 2Credit Access Life Insurance

More branches, easier in-person help

Complaints per ₹1 crore of premium collected

Credit Access Life Insurance

2001Bajaj Life 25 March 2023Credit Access Life Insurance

Fewer complaints is better

COMPANY DETAILS ✎ Edit

Bajaj Life

 ✎ Edit

Credit Access Life Insurance
Customer rating

Customer rating

4.6 / 5

Customer rating

Not available
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 27,160.06 crore

Annual premiums collected (2024-25)

₹10,000 to ₹30,00,000
Claim settlement ratio

Claim settlement ratio

99.66%

Claim settlement ratio

Not available
Solvency ratio

Solvency ratio

2.69

Solvency ratio

3.59 Higher
Pan India presence (branches)

Pan India presence (branches)

598 Higher

Pan India presence (branches)

2
Payout options

Payout options

Bajaj Life Insurance plans offer flexible payout options, allowing nominees to receive benefits as a

Payout options

Not available
Riders available

Riders available

Bajaj Life Insurance claim forms are available for download on their official website or can be obtained from any Bajaj Life Insurance branch office.

Riders available

Not available
Inception year

Inception year

27,160.06 cr

Inception year

Rs 184 crore
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

2001

Complaints per ₹1 crore of premium collected

25 March 2023 Lower is better
Average claim settlement time

Average claim settlement time

Not available

Average claim settlement time

Around 2 days
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Bajaj Life Insurance Plans

Bajaj Life Insurance Plans

Plans from Bajaj Life and Credit Access Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Life Plan

Bajaj Life POS Goal Suraksha Plan

The Bajaj Life POS Goal Suraksha Plan combines life insurance with savings, offering death benefits for loved ones and maturity b… Read More

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes
Sum assured5,6,7,8,10,12 years
Entry ageMinimum Entry Age: 0 years, Maximum Ent…
View plan
No Credit Access Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Credit Access Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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