Bajaj Life vs Go Digit Life Insurance Life Insurance 2026 | PolicyX
Select Insurer

At a glance

Which insurer is ahead on the figures both publish

Customer rating

Go Digit Life Insurance

4.6 / 5Bajaj Life 5 / 5Go Digit Life Insurance

Claim settlement ratio

Bajaj Life

99.66%Bajaj Life 99.53%Go Digit Life Insurance

Share of death claims the insurer paid

Solvency ratio

Go Digit Life Insurance

2.69Bajaj Life 3.85Go Digit Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Bajaj Life

598Bajaj Life 75Go Digit Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Bajaj Life

✎ Edit

Go Digit Life Insurance

Customer rating

Customer rating

4.6 / 5

Customer rating

5 / 5 Higher
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

1 plan ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 27,160.06 crore

Annual premiums collected (2024-25)

₹ 1069.41 crores
Claim settlement ratio

Claim settlement ratio

99.66% Higher

Claim settlement ratio

99.53%
Solvency ratio

Solvency ratio

2.69

Solvency ratio

3.85 Higher
Pan India presence (branches)

Pan India presence (branches)

598 Higher

Pan India presence (branches)

75
Payout options

Payout options

Bajaj Life Insurance plans offer flexible payout options, allowing nominees to receive benefits as a

Payout options

Not available
Riders available

Riders available

Bajaj Life Insurance claim forms are available for download on their official website or can be obtained from any Bajaj Life Insurance branch office.

Riders available

Go Digit Accidental Death Rider, Go Digit Accidental Disability Rider, Go Digit Critical Illness Rider
Inception year

Inception year

27,160.06 cr

Inception year

Not available
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

2001

Complaints per ₹1 crore of premium collected

Not available
Recommended Videos
Bajaj Life Insurance Plans

Bajaj Life Insurance Plans

Plans from Bajaj Life and Go Digit Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Life Plan

Bajaj Life POS Goal Suraksha Plan

The Bajaj Life POS Goal Suraksha Plan combines life insurance with savings, offering death benefits for loved ones and maturity b… Read More

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes
Sum assured5,6,7,8,10,12 years
Entry ageMinimum Entry Age: 0 years, Maximum Ent…
View plan
Savings

Digital Icon Guaranteed Return Savings Plan

The Go Digit ICON Guaranteed Returns Savings Plan is a non-linked investment offering comprehensive life coverage and guaranteed… Read More

  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Sum assuredLimited premium, single premium, or reg…
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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