Ageas Federal vs Bajaj Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Bajaj Life

98.52%Ageas Federal 99.66%Bajaj Life

Share of death claims the insurer paid

Solvency ratio

Ageas Federal

2.70Ageas Federal 2.69Bajaj Life

IRDAI minimum is 1.5

Pan India presence (branches)

Ageas Federal

3200+Ageas Federal 598Bajaj Life

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Ageas Federal

 ✎ Edit

Bajaj Life
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

1 plan ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 3072.74 crores

Annual premiums collected (2024-25)

₹ 27,160.06 crore
Claim settlement ratio

Claim settlement ratio

98.52%

Claim settlement ratio

99.66% Higher
Solvency ratio

Solvency ratio

2.70 Higher

Solvency ratio

2.69
Pan India presence (branches)

Pan India presence (branches)

3200+ Higher

Pan India presence (branches)

598
Payout options

Payout options

Lump sum, fixed payouts, or a combination of both

Payout options

Bajaj Life Insurance plans offer flexible payout options, allowing nominees to receive benefits as a
Riders available

Riders available

Accidental Death Benefit Rider, Accidental Disability Benefit Rider, Waiver of Premium Rider, Income Benefit Rider

Riders available

Bajaj Life Insurance claim forms are available for download on their official website or can be obtained from any Bajaj Life Insurance branch office.
Inception year

Inception year

Not available

Inception year

27,160.06 cr
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

Not available

Complaints per ₹1 crore of premium collected

2001
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Bajaj Life Insurance Plans

Bajaj Life Insurance Plans

Plans from Ageas Federal and Bajaj Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Ageas Federal plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Ageas Federal overview, or ask an advisor which of its plans fits you.
Life Plan

Bajaj Life POS Goal Suraksha Plan

The Bajaj Life POS Goal Suraksha Plan combines life insurance with savings, offering death benefits for loved ones and maturity b… Read More

  • Guaranteed additions
  • Limited payment term
  • Alter payment modes
Sum assured5,6,7,8,10,12 years
Entry ageMinimum Entry Age: 0 years, Maximum Ent…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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