Shriram Life vs Ageas Federal Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Ageas Federal

98.31%Shriram Life 98.52%Ageas Federal

Share of death claims the insurer paid

Solvency ratio

Ageas Federal

2.62Shriram Life 2.70Ageas Federal

IRDAI minimum is 1.5

Pan India presence (branches)

Ageas Federal

537Shriram Life 3200+Ageas Federal

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Shriram Life

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Ageas Federal
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 1919,38 crores

Annual premiums collected (2024-25)

₹ 3072.74 crores
Claim settlement ratio

Claim settlement ratio

98.31%

Claim settlement ratio

98.52% Higher
Solvency ratio

Solvency ratio

2.62

Solvency ratio

2.70 Higher
Pan India presence (branches)

Pan India presence (branches)

537

Pan India presence (branches)

3200+ Higher
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Lump sum, fixed payouts, or a combination of both
Riders available

Riders available

Critical Illness Plus Rider, Accident Benefit Rider, Family Income Benefit Rider, Shriram Extra Insurance Cover Rider, Premium Waiver Riders, Term Conversion Rider, Long-Term Care…

Riders available

Accidental Death Benefit Rider, Accidental Disability Benefit Rider, Waiver of Premium Rider, Income Benefit Rider

Plans from Shriram Life and Ageas Federal

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Shriram Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Shriram Life overview, or ask an advisor which of its plans fits you.
No Ageas Federal plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Ageas Federal overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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