Shriram Life vs Sahara India Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Shriram Life

98.31%Shriram Life 97.08%Sahara India

Share of death claims the insurer paid

Solvency ratio

Sahara India

2.62Shriram Life 8.8Sahara India

IRDAI minimum is 1.5

Pan India presence (branches)

Shriram Life

537Shriram Life 80+Sahara India

More branches, easier in-person help

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Shriram Life

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Sahara India
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 1919,38 crores

Annual premiums collected (2024-25)

₹ 61.44 Cr
Claim settlement ratio

Claim settlement ratio

98.31% Higher

Claim settlement ratio

97.08%
Solvency ratio

Solvency ratio

2.62

Solvency ratio

8.8 Higher
Pan India presence (branches)

Pan India presence (branches)

537 Higher

Pan India presence (branches)

80+
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Life insurance policies, unlike health insurance, do not typically involve a network of hospitals fo
Riders available

Riders available

Critical Illness Plus Rider, Accident Benefit Rider, Family Income Benefit Rider, Shriram Extra Insurance Cover Rider, Premium Waiver Riders, Term Conversion Rider, Long-Term Care…

Riders available

Accidental Death Benefit Rider

Plans from Shriram Life and Sahara India

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Shriram Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Shriram Life overview, or ask an advisor which of its plans fits you.
No Sahara India plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Sahara India overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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