Sahara India vs Hdfc Child Life Insurance 2026 | PolicyX
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Overview

Sahara India Life Insurance: Overview

Sahara India ventured into the life insurance domain in 2004 and became the first wholly-owned Indian brand to operate in this sector without any foreign collaboration. To meet the life insurance requirements of every individual, Sahara India Life Insurance offers a wide range of Endowment plans, Money-Back plans, Annuity-based plans, Unit-Link plans, and Group Insurance plans. These plans can help meet the financial needs of different age groups and people belonging to different income segments. Apart from the above, Sahara India also offers add-on plans such as Accident Benefit and Critical Illness Riders.

COMPANY DETAILS ✎ Edit

Sahara India

 ✎ Edit

Hdfc Child
Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 61.44 Cr

Annual Premiums Collected (2024-25)

₹ Rs 1 lakh to No limit
Payout Options

Payout Options

Life insurance policies, unlike health insurance, do not typically involve a network of hospitals fo

Payout Options

-
Claim ratio

Payout Options

97.08%

Payout Options

Minimum Age- 0 years%
Solvency Ratio

Solvency Ratio

8.8

Solvency Ratio

70 years
Pan India Presence

Pan India Presence

80+

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Accidental Death Benefit Rider

Riders Available

21 ninus child entry age
Policy Term

Policy Term

9 to 30 years

Policy Term

18 ninus child entry
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
IRDAI registration number

IRDAI registration number

-

IRDAI registration number

-
Awards and recognitions

Awards and recognitions

-

Awards and recognitions

-

Riders

Riders You Can Avail With Sahara Life Insurance Plans

Name of the RiderBenefits
Sahara Life Accidental Death Benefit RiderThis rider provides coverage against the policyholder's death due to an accident.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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