Reliance Life vs Hdfc Child Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Reliance Life

98.74%Reliance Life Minimum Age- 0 years%Hdfc Child

Share of death claims the insurer paid

Solvency ratio

Hdfc Child

2.35Reliance Life 70 yearsHdfc Child

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Reliance Life

 ✎ Edit

Hdfc Child
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 5710.68 Cr

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

98.74% Higher

Claim settlement ratio

Minimum Age- 0 years%
Solvency ratio

Solvency ratio

2.35

Solvency ratio

70 years Higher
Pan India presence (branches)

Pan India presence (branches)

713+

Pan India presence (branches)

Annual, half-yearly,
Payout options

Payout options

Lump sum, regular frequencies or a combination of both

Payout options

Not available
Riders available

Riders available

Major Surgical Benefit Rider, Critical Condition Rider, Family Income Benefit Rider, Accidental Disability Rider

Riders available

21 ninus child entry age

Plans from Reliance Life and Hdfc Child

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Reliance Life plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Reliance Life overview, or ask an advisor which of its plans fits you.
No Hdfc Child plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Hdfc Child overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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