HDFC Child Plans
  • Explore HDFC Life Insurance
  • Child Plan Features and Benefits
  • Buying and Claim Process
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HDFC Child Plans: Overview

HDFC Child plan is one of the best ways to save earnings with regular investments for your child's future to fulfill the requirements like higher education which can be costly. HDFC Child Plans offer financial protection features that ensure your child gets all the facilities in the future even in your absence.

HDFC Life offers a wide range of individual and group life insurance plans that cater to the different needs of customers. Such products include child plans, protection plans, pension plans, health, savings, and investment plans, among others. HDFC Life has come out with child plans that can assist you in planning the financial future of your child.

All insurance providers make it a point that their child's plans are unique and help parents make their child's future secure. The biggest contribution a parent can make to ensure the success of their child is to do proper financial planning for their child's future. HDFC Child plans like HDFC Youngstaar Udaan, HDFC Click2Wealth, and HDFC SL Youngstar are all dedicated child plans to help you safeguard your child's dreams and aspirations.

HDFC Child Plans ensures to look after your investment needs by offering:

why-choose

  • Smart Bonus

  • Death Benefits

  • Educational Support

  • Tax Benefits

Eligibility Criteria for HDFC Child Plan

Your Occupation

Entry age

Minimum Age- 0 years

Mukhyamantri Amrutam Yojana

Maturity age

70 years

Your Gender

Policy tenure

21 ninus child entry age

Maternity Benefit Rider

Premium payment term

18 ninus child entry

Dr YSR Aarogyasri Trust

Premium payment frequency

Annual, half-yearly,

Maternity Benefit Rider

Sum assured

Rs 1 lakh to No limit

Benefits of HDFC Life Child Plans

There are multiple benefits of HDFC Life Child Plans. Read below to understand the plethora of advantages provided by the insurer.

Education

HDFC Life Child Plan supports the policyholder's child on the educational front and allows them to complete their education without facing any hurdles.

Death Benefit

HDFC Life Child Insurance plans offer death benefit which makes sure that the policyholder's family does not suffer any financial problems in the absence of the policyholder.

Smart Bonus

HDFC Life Child Plans offer smart bonuses and additional benefits over the sum assured for a greater income.

Rider Benefits

Child Plans have in-built rider benefits that ensure that a child does not suffer in case of accidental death or accidental total and permanent disability of the policyholder.

Tax Benefits

HDFC Child Plans allow policyholders to claim Tax Benefits under section 80C of the Income Tax Act, 1961 on the premium paid for purchasing the insurance plan.

Riders You Can Avail With SBI Child Plans

Name of the Rider Benefits
HDFC Life Income
Benefit on Accidental
Disability Rider		 In case you are disabled due to an accident HDFC Life will offer you income benefit for the rest of your life.
HDFC Life Protect Plus
Rider		 The rider provides protection against cancer and accidental death or disability. There is no maturity benefit available under this rider.
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Why Choose PolicyX.com?

Don't just take our word for it - check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

Documents Required to Purchase HDFC Child Plans

Here is the list of documents required to buy HDFC Life Child Plans:

  • Regular Smoking
    Photo ID Proof
  • Your Occupation
    Age Proof
  • Pre-Existing Diseases
    Address Proof
  • Your Age
    Medical Records
  • Your Gender
    Income Proof
Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

How to Buy HDFC Child Plans ?

HDFC Child Plans allows you to buy life insurance plans via two platforms. You can either buy the plan online from the official website of the company or through third-party intermediaries like agents, brokers, etc. Given below is a detailed explanation of both these types of buying processes.

Life Insurance
  • Step 1

    Visit the official website of PolicyX.com.

  • Step 2

    Click on the ‘Child Plan’ tab under 'Life Insurance' from the top of the menu.

  • Step 3

    A new page will appear on the screen.

  • Step 4

    Fill out the form at the top of the page with the necessary details.

  • Step 5

    Select your income and city. Click on 'Proceed'.

  • Step 6

    Update your education and occupation details.

  • Step 7

    Choose your preferred plan and click on 'Buy this plan'.

  • Step 8

    Select the policy term, premium period, investment amount, and riders (if required), and then proceed to pay.

Life Insurance
  • Step 1

    Visit the official website of HDFC Life Insurance Company.

  • Step 2

    Hover on ‘Investment Plans’ and click on the child plan that you want to purchase.

  • Step 3

    Click on the ‘buy now’ button and fill in the required details.

  • Step 4

    Tap on 'next' and select a plan as per your requirements.

  • Step 5

    Select the cover option you want and make your payment. Once the payment is made, you will get a payment confirmation at your registered email address.

Exclusions of HDFC Life Child Plans

  • If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death benefit. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater. If a policyholder commits suicide during the first 12 months after obtaining the insurance, the nominee receives no death payments. They receive just the premiums paid up to the date of the incident or the policy's surrender value, whichever is greater.

Conclusion

In conclusion, HDFC Child Insurance Plans help you save a lump sum amount for your child's future education, marriage, and other financial requirements. HDFC Child Policy is a good choice for parents who are looking for a plan to secure their child's financial future. For more info related to HDFC Life Investment Plans, you can contact Policyx.com 24/7. Our trusted insurance experts listen to your every unique problem and suggest the best possible solution for you.

Life Insurance

More Queries?

If you have any more queries regarding HDFC Child Plans , Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

FAQs: HDFC Child Plans

1. How can I file a claim under the HDFC Child plan?

For a smooth and hassle-free claim experience, follow the below steps: Visit the official website of HDFC Life Insurance Company. Take your cursor to the tab ’Customer Service’. Click on ’Policy Servicing’. Click on the tab ’Make a claim’ present at the menu bar. Slightly scroll down to initiate the claim. Click on the tab’ Click here’ under ’How to make a claim category’. Click on the tab ’Request a Claim’. Fill in the details and click on the tab ’Submit’. Submit the required documents. After receiving all the documents, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee/claimant’s bank account and the same will be communicated to him/her over call or email.

2. What are the documents required for processing the claim?

Submit the necessary documents requested by the company to process the claim. In the case of natural death: Claim form Death certificate Original Policy Documents Claimant’s Identity & Residence Proof Medical records at the time of death & past illnesses Account details of the nominee/claimant In the case of un-natural Death (Accidental death/Murder/Suicide): Claim form Death certificate Original Policy Documents Claimant’s Identity & Residence Proof FIR, Police Inquest Report & Panchanama Post Mortem Report Account details of the nominee/claimant

3. How can I check the status of my HDFC Child’s Plan?

If you are a registered user, you can easily check the policy status online. For the same, you have to simply log in to the e-portal with the customer ID and password. You can also check the status via the SMS facility (SMS Life to 56161) only if you are a registered user.

4. What is the policy renewal process of HDFC Child Plans?

You can renew your HDFC Child Plan online. Below are the steps that you have to follow. Log in with your Customer ID and Password on the official website of the company. Select the HDFC Child Plan that is due for renewal payment. Click on ’Renewal Premium Now’. Choose the desired option and make the payment. Print the payment receipt. You can also renew your HDFC child plan from PolicyX.com. Contact our customer service for more details.

5. What is the policy cancellation process for HDFC Life Child Plans?

The insured should submit all the policy documents, along with a duly signed surrender form at any branch of the company (within the city). Within 72 hours, the company will make a refund to the registered bank account after deducting all cancellation charges, stamp duty, and medical test charges (if any).

6. What should I do if I want to change my premium payment term?

Usually, it is not allowed as the selected mode cannot be changed. In exceptional cases, if the plan allows you to change the premium payment term, the insurance company will request you to provide a written request before it can act on your request.

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Himanshu Kumar

Written By: Himanshu Kumar

Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.

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