Reliance Life vs Sbi Ulip Plans Life Insurance 2026 | PolicyX
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Reliance Life

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Sbi Ulip Plans

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

₹ 5710.68 Cr

Annual Premiums Collected (2024-25)

₹ Rs 1 lakh to No limit
Payout Options

Payout Options

Lump sum, regular frequencies or a combination of both

Payout Options

-
Claim ratio

Payout Options

98.74%

Payout Options

Minimum Age- 14 year%
Solvency Ratio

Solvency Ratio

2.35

Solvency Ratio

70 years
Pan India Presence

Pan India Presence

713+

Pan India Presence

Annual, half-yearly,
Riders Available

Riders Available

Major Surgical Benefit Rider, Critical Condition Rider, Family Income Benefit Rider, Accidental Disability Rider

Riders Available

10 to 30 years
Inception year

Inception year

-

Inception year

-
Complaint ratio per ₹1 crore of premium collected

Complaint ratio per ₹1 crore of premium collected

-

Complaint ratio per ₹1 crore of premium collected

-
Average claim settlement time

Average claim settlement time

-

Average claim settlement time

-
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Types of SBI ULIP Plans Plans

Every plan currently being sold by SBI ULIP Plans, shown side-by-side so you can shortlist quickly.

SBI Life Smart Wealth Builder

The SBI Life Smart Wealth Builder is a ULIP that combines life insurance coverage with market-linked investment opportunities, sui... Read More

Unique Features

  • Guaranteed Bonus During Policy Term
  • Free Look Period of 15 Days
  • 1 Free Partial Withdrawal
Sum AssuredMinimum entry age- 7 years
Entry AgeMaximum entry age- 55 years
View plan

SBI Saral Maha Anand

SBI Life Saral Maha Anand is a unit-linked, non-participating life insurance plan offering both investment growth through market p... Read More

Unique Features

  • Accidental Death Rider Benefits
  • Availability of 3 Fund Options
  • No medical Examination Required
Sum AssuredMinimum entry age - 18 years
Entry AgeMaximum entry age - 55 years
View plan

Life Insurance Articles

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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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