Lic Pension Plans vs Sbi Ulip Plans Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Lic Pension Plans

Minimum Age- 30 year%Lic Pension Plans Minimum Age- 14 year%Sbi Ulip Plans

Share of death claims the insurer paid

Solvency ratio

Lic Pension Plans

85 yearsLic Pension Plans 70 yearsSbi Ulip Plans

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Lic Pension Plans

 ✎ Edit

Sbi Ulip Plans
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

None listed yet

Life insurance plans listed

3 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

Minimum Age- 30 year% Higher

Claim settlement ratio

Minimum Age- 14 year%
Solvency ratio

Solvency ratio

85 years Higher

Solvency ratio

70 years
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

10 to 30 years

Riders available

10 to 30 years
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Plans from Lic Pension Plans and Sbi Ulip Plans

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

No Lic Pension Plans plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Lic Pension Plans overview, or ask an advisor which of its plans fits you.
Sbi Ulip Plans

SBI Smart Elite Plan

The SBI Life Smart Elite Plan is a unit-linked, non-participating insurance plan tailored for High Net Worth Individuals, combini… Read More

  • 9 Investment Fund Choices
  • Switching Option Available
  • Surrender Policy Anytime
Sum assuredLPPT: 7/10/12 years, Single-Premium
Entry ageMinimum Age - 18 years, Maximum Age - 6…
View plan
Sbi Ulip Plans

SBI Life Smart Wealth Builder

The SBI Life Smart Wealth Builder is a ULIP that combines life insurance coverage with market-linked investment opportunities, su… Read More

  • Guaranteed Bonus During Policy Term
  • Free Look Period of 15 Days
  • 1 Free Partial Withdrawal
Sum assured5 to 30 years
Entry ageMinimum Age - 7 years Maximum Age - 55…
View plan
Sbi Ulip Plans

SBI Saral Maha Anand

SBI Life Saral Maha Anand is a unit-linked, non-participating life insurance plan offering both investment growth through market… Read More

  • Accidental Death Rider Benefits
  • Availability of 3 Fund Options
  • No medical Examination Required
Sum assured10/15/20 years
Entry ageMinimum Age - 18 years Maximum Age - 55…
View plan
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Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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