Sbi Life vs Sahara India Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Sbi Life

98.83%Sbi Life 97.08%Sahara India

Share of death claims the insurer paid

Solvency ratio

Sahara India

1.96Sbi Life 8.8Sahara India

IRDAI minimum is 1.5

Pan India presence (branches)

Sbi Life

1154Sbi Life 80+Sahara India

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Sbi Life

 ✎ Edit

Sahara India
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

2 plans ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 84,984.63 cr

Annual premiums collected (2024-25)

₹ 61.44 Cr
Claim settlement ratio

Claim settlement ratio

98.83% Higher

Claim settlement ratio

97.08%
Solvency ratio

Solvency ratio

1.96

Solvency ratio

8.8 Higher
Pan India presence (branches)

Pan India presence (branches)

1154 Higher

Pan India presence (branches)

80+
Payout options

Payout options

Not available

Payout options

Life insurance policies, unlike health insurance, do not typically involve a network of hospitals fo
Riders available

Riders available

Not available

Riders available

Accidental Death Benefit Rider
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Plans from Sbi Life and Sahara India

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Sbi Life Insurance Plans

SBI Life Smart Flexi Term Plus

SBI Life Flexi Smart Plus is a non-linked, participating variable life insurance plan combining comprehensive life cover with inv… Read More

  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
Sum assuredAnnual, half-yearly, quarterly & monthly
Entry ageMinimum Age - 18 years, Maximum Age - 6…
View plan
Term Plan

SBI Life Smart Shield Premier

The SBI Life Smart Shield Premier is a term plan offering high life cover starting from ₹2 Crore, with options for level or incre… Read More

  • High Life Cover Starting from ₹2 Crore
  • Level or Increasing Cover
  • Coverage Up to Age 85
Sum assuredLimited pay, regular pay
Entry age18 years-60 years
View plan
No Sahara India plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Sahara India overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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