Indiafirst Investment Plans vs Sbi Life Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Customer rating

Sbi Life

4.4 / 5Indiafirst Investment Plans 4.6 / 5Sbi Life

Claim settlement ratio

Sbi Life

Minimum Age - 5 year%Indiafirst Investment Plans 98.83%Sbi Life

Share of death claims the insurer paid

Solvency ratio

Indiafirst Investment Plans

75 yearsIndiafirst Investment Plans 1.96Sbi Life

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Indiafirst Investment Plans

✎ Edit

Sbi Life

Customer rating

Customer rating

4.4 / 5

Customer rating

4.6 / 5 Higher
Life insurance plans listed

Life insurance plans listed

3 plans ❯

Life insurance plans listed

2 plans ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ Rs 50,000 to No limit

Annual premiums collected (2024-25)

₹ 84,984.63 cr
Claim settlement ratio

Claim settlement ratio

Minimum Age - 5 year%

Claim settlement ratio

98.83% Higher
Solvency ratio

Solvency ratio

75 years Higher

Solvency ratio

1.96
Pan India presence (branches)

Pan India presence (branches)

Annual, half-yearly,

Pan India presence (branches)

1154
Riders available

Riders available

Minimum policy term: 6 years. Maximum policy term: 30 years.

Riders available

Not available
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Plans from Indiafirst Investment Plans and Sbi Life

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Investment Plan

IndiaFirst Life Wealth Maximizer

The IndiaFirst Wealth Maximizer is a unit-linked savings insurance plan designed to offer both investment growth and life insuran… Read More

  • 7 different fund options
  • 3 different investment strategies
  • Partial withdrawal option
Sum assuredSingle, Limited, Regular
Entry ageMinimum Age - 5 years Maximum Age - 65…
View plan
Investment Plan

IndiaFirst Life Money Balance

The IndiaFirst Money Balance Investment Plan combines life cover with market-linked returns, aiming for wealth creation and famil… Read More

  • Wealth creation plan
  • Market-linked returns
  • Multiple fund options
Sum assured5, 7 years or equal to the policy tenure
Entry ageMinimum Age: 5 years, Maximum Age: 18 y…
View plan
Investment Plan

IndiaFirst Life Smart Save

The IndiaFirst Smart Save Investment Plan is a unit-linked life insurance endowment plan, offering a blend of wealth creation thr… Read More

  • Choice of Fund Options
  • Partial Withdrawal
  • Life Cover Protection
Sum assured5,7 years
Entry ageMinimum Age - 5 years, Maximum Age - 65…
View plan
Sbi Life Insurance Plans

SBI Life Smart Flexi Term Plus

SBI Life Flexi Smart Plus is a non-linked, participating variable life insurance plan combining comprehensive life cover with inv… Read More

  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
Sum assuredAnnual, half-yearly, quarterly & monthly
Entry ageMinimum Age - 18 years, Maximum Age - 6…
View plan
Term Plan

SBI Life Smart Shield Premier

The SBI Life Smart Shield Premier is a term plan offering high life cover starting from ₹2 Crore, with options for level or incre… Read More

  • High Life Cover Starting from ₹2 Crore
  • Level or Increasing Cover
  • Coverage Up to Age 85
Sum assuredLimited pay, regular pay
Entry age18 years-60 years
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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