Sbi Life vs Hdfc Ulip Plans Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Claim settlement ratio

Sbi Life

98.83%Sbi Life Minimum Age- 14 year%Hdfc Ulip Plans

Share of death claims the insurer paid

Solvency ratio

Hdfc Ulip Plans

1.96Sbi Life 70 yearsHdfc Ulip Plans

IRDAI minimum is 1.5

COMPANY DETAILS ✎ Edit

Sbi Life

 ✎ Edit

Hdfc Ulip Plans
Customer rating

Customer rating

4.6 / 5

Customer rating

4.6 / 5
Life insurance plans listed

Life insurance plans listed

2 plans ❯

Life insurance plans listed

1 plan ❯
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 84,984.63 cr

Annual premiums collected (2024-25)

₹ Rs 1 lakh to No limit
Claim settlement ratio

Claim settlement ratio

98.83% Higher

Claim settlement ratio

Minimum Age- 14 year%
Solvency ratio

Solvency ratio

1.96

Solvency ratio

70 years Higher
Pan India presence (branches)

Pan India presence (branches)

1154

Pan India presence (branches)

Annual, half-yearly,
Riders available

Riders available

Not available

Riders available

10 to 30 years
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Plans from Sbi Life and Hdfc Ulip Plans

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Sbi Life Insurance Plans

SBI Life Smart Flexi Term Plus

SBI Life Flexi Smart Plus is a non-linked, participating variable life insurance plan combining comprehensive life cover with inv… Read More

  • Offers Surrender Benefit
  • Tax Benefits Available
  • 100% Guaranteed Returns
Sum assuredAnnual, half-yearly, quarterly & monthly
Entry ageMinimum Age - 18 years, Maximum Age - 6…
View plan
Term Plan

SBI Life Smart Shield Premier

The SBI Life Smart Shield Premier is a term plan offering high life cover starting from ₹2 Crore, with options for level or incre… Read More

  • High Life Cover Starting from ₹2 Crore
  • Level or Increasing Cover
  • Coverage Up to Age 85
Sum assuredLimited pay, regular pay
Entry age18 years-60 years
View plan
Hdfc Ulip Plans

HDFC ProGrowth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance plan (ULIP) that combines market-linked investment opportunities with life in… Read More

  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates
Sum assured10 to 30 years
Entry ageMinimum Age: 14 years, Maximum Age: 65…
View plan
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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