Hdfc Ulip Plans vs Hdfc Life

  • Top life insurers to choose from
  • Multiple sum assured options
  • Choice of premium-payment term
Happy Customers

Buy Policy in 2 mins

With expert guidance

Buy Policy in just 2 mins

2 lakh + Customers

Real-time Reviews

Easy and Efficient

Free Comparison

Easy Comparison

30

Customized Term Insurance Plan for you.

Get upto 10% Online Discount*

GENDER

Select Insurer

Compare

Hdfc Ulip Plans vs Hdfc Life

COMPANY DETAILS Edit HDFC ULIP Plans

Hdfc Ulip Plans

 Edit HDFC Life Insurance

Hdfc Life
Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

Rs 1 lakh to No limit

Annual Premiums Collected (2024-25)

044.91 crores
Payout Options

Payout Options

-

Payout Options

Lump sum, fixed payouts, or a combination of both
Claim ratio

Claim ratio

Minimum Age- 14 year%

Claim ratio

99.68%%
Solvency Ratio

Solvency Ratio

70 years

Solvency Ratio

1.94
Branches

Branches

Annual, half-yearly,

Branches

450+
Riders Available

Riders Available

10 to 30 years

Riders Available

Income Benefit on Accidental Disability Rider, Critical Illness Plus Rider, Protect Plus Rider, Health Plus Rider
Policy Term

Policy Term

10 to 30 years

Policy Term

10 to 40 years

Overview

HDFC ULIP Plans: Overview

HDFC ULIP plans, offered by HDFC Life, combine investment and protection. An HDFC ULIP plan provides the benefits of a life insurance cover and market-linked investments, which are subject to risks associated with capital markets. HDFC Life ULIP plans offer the flexibility to invest in debt or equity funds, depending on the life assured's risk appetite and financial objectives.

HDFC Life ULIP plans also offer tax benefits on premium payments, helping you achieve future goals such as securing your child's future, creating wealth, and planning for retirement. HDFC Life ULIP offers numerous plans to choose from, aligning with the financial needs of Indian citizens.

HDFC ULIP Plans ensure your investment needs are met by offering:

  • Higher returns
  • Death benefits
  • Maturity benefits
  • Partial withdrawal benefits

Riders

Riders Available with HDFC Life Insurance Plans

Name of the Rider Benefits
HDFC Life Income Benefit on Accidental Disability Rider Offers additional income benefits in case of the policyholder's accidental disability.
HDFC Life Critical Illness Plus Rider A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses.
HDFC Life Protect Plus Rider Offers additional benefits in case the policyholder is diagnosed with any of 19 critical illnesses or suffers disability due to an accident.
HDFC Life Health Plus Rider A lump sum amount is offered in case the policyholder is diagnosed with any of 60 critical illnesses.

Consult for Personalized Insurance Advice

Contact With Advisor

But how does it work?

Schedule a call with India’s number 1 trusted advisor with a 4.5+ rating on Google. We are not your average insurance agents. Our advisors are experts in their insurance knowledge and will give you the right information at the right time. The service is free of cost! Don’t worry, we won’t spam as we value your time.

Other Life Insurance Companies

Trouble connecting with an insurance company?

Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com

We are happy to help.

HDFC ULIP Plans

HDFC ULIP plan provides the benefits of an insurance life cover and market-linked investments which are subject to risk associated with capital markets.

HDFC Ulip Plans Plans

HDFC Ulip Plans

HDFC ProGrowth Plus

HDFC ProGrowth Plus

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, providing good returns along...

Unique Features

  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates

HDFC ProGrowth Plus (Pros)

HDFC ProGrowth Plus
  • Partial withdrawals
  • Redirection of Premium
  • Switching

HDFC ProGrowth Plus (Cons)

HDFC ProGrowth Plus
  • No coverage for pre-existing conditions
  • Suicidal exclusion
  • No auto-cover continuance

HDFC ProGrowth Plus (Other Benefits)

HDFC ProGrowth Plus
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates

HDFC ProGrowth Plus (Eligibility Criteria)

HDFC ProGrowth Plus
  • Minimum entry age: 14 years
  • Maximum entry age: 65 years
  • Minimum sum assured: Rs 1
  • 00
  • 000
  • Maximum sum assured: Higher of 10 x annualized premium
  • Maximum policy term: 30 years

Quick and Free Quick Comparison with Other Insurers

Bajaj Nvestment Plans
Icici Prudential
Sbi Life
Kotak Mahindra Life
Aditya Birla Sun Life
Tata Aia Life
Indiafirst Life
Pnb Metlife
Reliance Life
Bharti Axa Life
Sud Life Insurance
Future Generali Life
Shriram Life
Ageas Federal
Pramerica Life
Bandhan Life
Edelweiss Tokio Life
Exide Life
Sahara India
Bajaj Life
Axis Max Life
Canara Hsbc Life
Lic Life Insurance
Hdfc Life
Go Digit Life Insurance
Acko Life Insurance Company
Bajaj Nvestment Plans
Icici Prudential
Sbi Life
Kotak Mahindra Life
Aditya Birla Sun Life
Tata Aia Life
Indiafirst Life
Pnb Metlife
Reliance Life
Bharti Axa Life
Sud Life Insurance
Future Generali Life
Shriram Life
Ageas Federal
Pramerica Life
Bandhan Life
Edelweiss Tokio Life
Exide Life
Sahara India
Bajaj Life
Axis Max Life
Canara Hsbc Life
Lic Life Insurance
Go Digit Life Insurance
Acko Life Insurance Company
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

You May Also Know About:

Term Insurance Life Insurance Life Insurance Companies Child Plans Investment Plans Pension Plans ULIP Plans