Hdfc Ulip Plans vs Go Digit Life Insurance

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  • Multiple sum assured options
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Hdfc Ulip Plans vs Go Digit Life Insurance

COMPANY DETAILS Edit HDFC ULIP Plans

Hdfc Ulip Plans

Edit Go Digit Life Insurance Company

Go Digit Life Insurance

Rating
Number of life insurance plans and add-ons
Annual Premiums Collected (2024-25)

Annual Premiums Collected (2024-25)

Rs 1 lakh to No limit

Annual Premiums Collected (2024-25)

1069.41 crores
Payout Options

Payout Options

-

Payout Options

-
Claim ratio

Claim ratio

Minimum Age- 14 year%

Claim ratio

99.53%%
Solvency Ratio

Solvency Ratio

70 years

Solvency Ratio

3.85
Branches

Branches

Annual, half-yearly,

Branches

75
Riders Available

Riders Available

10 to 30 years

Riders Available

Go Digit Accidental Death Rider, Go Digit Accidental Disability Rider, Go Digit Critical Illness Rider
Policy Term

Policy Term

10 to 30 years

Policy Term

1 to 55 years

Overview

HDFC ULIP Plans: Overview

HDFC ULIP plans, offered by HDFC Life, combine investment and protection. An HDFC ULIP plan provides the benefits of a life insurance cover and market-linked investments, which are subject to risks associated with capital markets. HDFC Life ULIP plans offer the flexibility to invest in debt or equity funds, depending on the life assured's risk appetite and financial objectives.

HDFC Life ULIP plans also offer tax benefits on premium payments, helping you achieve future goals such as securing your child's future, creating wealth, and planning for retirement. HDFC Life ULIP offers numerous plans to choose from, aligning with the financial needs of Indian citizens.

HDFC ULIP Plans ensure your investment needs are met by offering:

  • Higher returns
  • Death benefits
  • Maturity benefits
  • Partial withdrawal benefits

Riders

Riders You Can Avail With Go Digit Life Insurance Plans

You can avail the following riders with Go Digit Life Insurance plans:

Name of the Rider Benefits
Go Digit Accidental Death Rider Offers additional benefits if the policyholder dies due to an accident.
Go Digit Accidental Disability Rider This rider offers the rider sum assured if the policyholder becomes partially or totally disabled due to an accident.
Go Digit Critical Illness Rider If the policyholder is diagnosed with any critical illness mentioned in the brochure, rider benefits are paid.

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HDFC ULIP Plans

HDFC ULIP plan provides the benefits of an insurance life cover and market-linked investments which are subject to risk associated with capital markets.

HDFC Ulip Plans Plans

HDFC Ulip Plans

HDFC Life ProGrowth Plus is a unit-linked insurance and regular premium plan where the premium is invested in the market, providing good returns along...

Unique Features

  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates

HDFC ProGrowth Plus (Pros)

HDFC ProGrowth Plus
  • Partial withdrawals
  • Redirection of Premium
  • Switching

HDFC ProGrowth Plus (Cons)

HDFC ProGrowth Plus
  • No coverage for pre-existing conditions
  • Suicidal exclusion
  • No auto-cover continuance

HDFC ProGrowth Plus (Other Benefits)

HDFC ProGrowth Plus
  • Flexibility to Invest in Funds
  • Regular Premiums
  • Sample Premium Rates

HDFC ProGrowth Plus (Eligibility Criteria)

HDFC ProGrowth Plus
  • Minimum entry age: 14 years
  • Maximum entry age: 65 years
  • Minimum sum assured: Rs 1
  • 00
  • 000
  • Maximum sum assured: Higher of 10 x annualized premium
  • Maximum policy term: 30 years

Go Digit Life Insurance Company

Go Digit Life Insurance Company offers multiple life insurance products, including term insurance plans, ULIPs, endowment plans, and savings plans, that are easy to understand.

Plans

The Digital Icon Guaranteed Return Savings Plan by Go Digit Life Insurance is a non-linked investment plan. Your funds are not affected by market cond...

Unique Features

  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover

Digital Icon Guaranteed Return Savings Plan (Pros)

Digital Icon Guaranteed Return Savings Plan
  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover

Digital Icon Guaranteed Return Savings Plan (Cons)

Digital Icon Guaranteed Return Savings Plan
  • Pre-existing condition limitations
  • Suicidal exclusion
  • No auto-cover continuance

Digital Icon Guaranteed Return Savings Plan (Other Benefits)

Digital Icon Guaranteed Return Savings Plan
  • Choice of Payment
  • Multiple Plan Options
  • Choice of Policy Tenure

Digital Icon Guaranteed Return Savings Plan (Eligibility Criteria)

Digital Icon Guaranteed Return Savings Plan
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • Minimum sum assured: Depends on minimum premium
  • Maximum sum assured: No limit
  • Maximum policy term: 40 years.
Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.