Go Digit Life Insurance vs Credit Access Life Insurance Life Insurance 2026 | PolicyX
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At a glance

Which insurer is ahead on the figures both publish

Solvency ratio

Go Digit Life Insurance

3.85Go Digit Life Insurance 3.59Credit Access Life Insurance

IRDAI minimum is 1.5

Pan India presence (branches)

Go Digit Life Insurance

75Go Digit Life Insurance 2Credit Access Life Insurance

More branches, easier in-person help

COMPANY DETAILS ✎ Edit

Go Digit Life Insurance

 ✎ Edit

Credit Access Life Insurance
Customer rating

Customer rating

5 / 5

Customer rating

Not available
Life insurance plans listed

Life insurance plans listed

1 plan ❯

Life insurance plans listed

None listed yet
Annual premiums collected (2024-25)

Annual premiums collected (2024-25)

₹ 1069.41 crores

Annual premiums collected (2024-25)

₹10,000 to ₹30,00,000
Claim settlement ratio

Claim settlement ratio

99.53%

Claim settlement ratio

Not available
Solvency ratio

Solvency ratio

3.85 Higher

Solvency ratio

3.59
Pan India presence (branches)

Pan India presence (branches)

75 Higher

Pan India presence (branches)

2
Riders available

Riders available

Go Digit Accidental Death Rider, Go Digit Accidental Disability Rider, Go Digit Critical Illness Rider

Riders available

Not available
Inception year

Inception year

Not available

Inception year

Rs 184 crore
Complaints per ₹1 crore of premium collected

Complaints per ₹1 crore of premium collected

Not available

Complaints per ₹1 crore of premium collected

25 March 2023
Average claim settlement time

Average claim settlement time

Not available

Average claim settlement time

Around 2 days

Plans from Go Digit Life Insurance and Credit Access Life Insurance

Every plan we list from each insurer, including its term and investment plans. Switch insurer to see the other's plans.

Savings

Digital Icon Guaranteed Return Savings Plan

The Go Digit ICON Guaranteed Returns Savings Plan is a non-linked investment offering comprehensive life coverage and guaranteed… Read More

  • Guaranteed Returns
  • 2x Sum Assured on Death
  • Comprehensive Life Cover
Sum assuredLimited premium, single premium, or reg…
Entry ageMinimum Age: 18 years, Maximum Age: 65…
View plan
No Credit Access Life Insurance plans listed yet We haven't added this insurer's plans to PolicyX yet. Read the Credit Access Life Insurance overview, or ask an advisor which of its plans fits you.
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Expert Reviewed

Reviewed By: Naval Goel

Naval Goel has over a decade of expertise in the insurance sector, having worked with companies like AIG, New York. He is an Associate Member of the Indian Institute of Insurance, Pune, and is authorized by IRDAI to act as Principal Officer of PolicyX.com Insurance Web Aggregator.

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